All Forum Posts by: Kelly Schroeder

Between DSCR, bridge loans, and refinances, investors today have several tools to build momentum and scale portfolios.

From a lender’s perspective, which products do you see clients using most effectively to grow faster?

New construction offers low-maintenance rentals but comes with unique management challenges — like HOA coordination or warranty follow-ups.

For property managers working with new builds, how do you keep the momentum smooth for both owners and tenants?

DSCR loans measure property income instead of personal income, which makes them attractive for investors wanting to scale momentum faster.

For those using DSCR, has it changed how quickly you’ve been able to expand your portfolio?

For landlords building rental portfolios, refinancing can free up equity for the next property.

Have you used refinancing as a momentum strategy, or do you prefer to hold and save instead?
I’d love to hear what’s worked best for your scaling approach.

Scaling flips can be a challenge — timelines, contractors, and capital all play a role.

For those of you flipping consistently, what strategies have you used to keep momentum from one project to the next? Curious to hear how others are managing growth in today’s market.

Ever found the perfect property but your funds are tied up? That’s where bridge loans come in — short-term funding that helps investors secure deals without missing opportunities. I’m a broker and happy to connect if you’d like to explore options for keeping momentum in your investing.

📞 608-716-2615
📧 [email protected]
🌐 www.havenbridgecapitol.com

I'm seeing more investors compare DSCR loans with traditional mortgages, especially when scaling.

For those of you who’ve used both:

- Did DSCR loans give you more speed/flexibility?
- Were the rates/terms worth it compared to conventional?
- Any pitfalls or things to watch for?

Would love to hear perspectives from both lenders and investors on which route makes more sense in today’s market.

This might be a bit unconventional, but I’ve been wondering — do property managers have a role in fix & flip projects?

For example, handling short-term rentals during rehab phases, or managing tenants in properties held temporarily before resale.

Has anyone here used property management as part of a flip strategy? Curious if this adds value or just complicates things.

I’ve been talking with investors who view refinancing not just as a way to lower rates, but as a tool to free up capital for their next deals.

Some describe it as a “snowball effect,” where one refinance funds two or three more investments.

I’m curious — for those of you doing this, how do you balance pulling equity out with keeping properties cash-flow positive?

Would love to hear your strategies on using refinancing to grow without overleveraging.

For landlords trying to scale beyond a few properties, DSCR loans can be an interesting tool since approval is based on the property's income, not personal W2s.

Has anyone here used DSCR loans to grow their rental portfolio? Did it help you move faster, or did you run into challenges with lenders?

Would love to hear how this strategy has worked (or not worked) for others in the community.