All Forum Posts by: Lauren Cutchen

Really fun meet up last night. Hope to see you all out again next month! 

@Destiny Hodges

That's a great way to go! FHA duplex, live in it for a year...After that, move out and buy a new primary residence. It can be another duplex. Talk to a lender. I think you can put a smaller down payment (like 5% conventional loan) for your next purchase. Lenders will be able to use a percentage of the rent towards your income to offset your DTI. What part of town are you looking at? Feel free to message me.

@Arjun Chackerbutty

Montgomery County and mostly north and west of Houston is my main service area.

@Arjun Chackerbutty

Local agent/investor here. Welcome to BP!

@Tamer Almasri

If it's your first home, you can get an FHA loan to put as little as 3.5% down. Or even a conventional loan can go as low as 5% with some lenders.

Depending on what you do for work, there are some programs you can use for down payment assistance. There might be other programs, but not sure at this time. I can give you a contact for a lender to talk through the refinance questions to see what loan is a better fit for you.

As for where to buy in Houston - I definitely know several areas that could use a little work and are popular for remodels. Feel free to message me. Happy to help if I can.

@Vishnu Reddy

Depends on goals, budget, experience...

The Woodlands is a great place to invest. Amazing schools, high demand, high density, close proximity to amenities and jobs.

If I can help north of Houston, feel free to message me.

I agree with @Jonathan Greene. I live north of Houston, and can tell you that even the tax rates vary from each neighborhood. One reason why investors like The Woodlands and Conroe, is because it's always popping up as one of the fastest growing cities and they're affordability. The nice thing about the Houston areas, is that there's not just one industry that drives the economy here. 

@Ikra Kafayat  Message me if you want a quick look at the inventory.

@Callejas Jorge

What type of home are you looking to house hack?

Garage apartment? Roommates? MIL Suite? 2 houses on the property?

What area and what is your budget? Feel free to message me.

@Patrick Thomas Dickinson Nice!

@Patrick Thomas Dickinson what builder/neighborhood did you purchase in?

What do you expect to rent for?