All Forum Posts by: Rene Hosman
Rene Hosman has started 60 posts and replied 456 times.
Post: Retiring to Riches: Selling Westchester Home to Fund Triangle Investments

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
Quote from @Joshua Landon:
Hi BiggerPockets Community,
I’m Joshua, based in Westchester County, NY, and excited to join BiggerPockets. I’m eager to connect with investors as I plan my real estate journey in the Durham, Raleigh, Chapel Hill, NC area (2026–2027).
🌎 **Location**: I live in a single-family home in Westchester, NY, and plan to invest in the Triangle (Durham, Raleigh, Chapel Hill, NC).
💫 **Goals**: My goal is to buy a single-family home ($400,000–$600,000) with a modern kitchen and bathroom for my wife, who prefers not living in a multifamily setup, and a 2-4 family property ($600,000–$700,000) for rental income and long-term equity growth (8–10 units by 2035). I’ll fund these with savings and proceeds from selling my Westchester home (2027, targeting $250,000 net after minor renovations).
🏠 **Why Real Estate**: I’m retiring in 2026 and got interested in real estate to build passive income and wealth for retirement. Living in my current home has sparked my passion for investing in single-family and multifamily properties.
❓ **Question**: Can anyone recommend reliable lenders in the Triangle for single-family and multifamily loans? Also, any tips for finding updated single-family homes or multifamily deals in Durham or Raleigh?
I’m looking forward to learning from the community and connecting with Triangle investors and Westchester agents for my home sale. Thanks for any insights!
Best,
Joshua
Welcome Joshua!! That sounds like a great plan, what is bringing you to NC?
The first thing I'd recommend is if you have visits to NC planned before you plan to move, try to attend some local meetups in that area to get to know others investing there.
As for lenders, you can use the BiggerPockets lender finder to find investor-friendly lenders who may be able to help you game plan and strategize your move and REI goals! https://www.biggerpockets.com/business/finder/lenders
Post: Say goodbye to Zillow...

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
Quote from @Stephen Keighery:
Nice new feature.
Have you been able to poke around the LA market? Would love to hear feedback on what you have liked and what you'd love to see in the future!
Post: BPCON Early Bird Pricing Extended through April!!

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
Quote from @Dan H.:
Is there a discount for being a BP pro member on top of the early bird pricing?
thanks
Hope to see you there Dan!!
Post: Has anyone had success getting a DSCR loan based on the as-is appraised value rather

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
@Emmanuel Duah Actual DSCR guidelines are pretty strict from my understanding however when I went looking for a DSCR loan for my last project I found a lender here on BiggerPockets https://www.biggerpockets.com/business/finder/lenders and when I explained what the situation was and what I was looking for, they didn't recommend an actual DSCR loan but I got a different type of investor loan that worked out even better
Post: Hard Money Investors

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
Quote from @William Matthew Cowgill:
I’m trying to find a hard money investor, I’m found a couple properties that I would like to buy and maybe a small apartment complex. What are some thing I should watch out for in hard money lender and what are some pros I should look out for? Thank your for the advise!!!!!
Good that you're asking the right questions here! I just did my first deal with a HML end of last year and it went super great, and it also made me realize all of the ways it could have gone poorly.
Here's what my HML did that made me feel confident in my decision to choose them:
1. They were referred to me by a trusted source - I was referred to them by a wholesaler friend (shout out to @Alex Geesey) . This wholesaler knew that the HML had funded multiple other deals for other local investors
2. The HML was very responsive when I reached out. No matter if you have a mortgage broker, or a HML, whoever is lending you money or helping you get money needs to be really responsive because sometimes you'll need a quick turn around to meet closing deadlines
3. My HML gave me very specific terms and the terms he mentioned on the phone were exactly the same as what was written when he emailed them to me, and he was very clear about ALL of the fees, the points paid at closing, etc. There's a lot of ways for lenders to sneakily add fees of different types, and I don't mind the fees necessarily, I'm paying a fee for a service, but I do mind if they are not upfront about the exact cost so I can budget for it.
4. My HML told me exactly what kind of paperwork I'd need to sign and also gave me a copy of the paperwork ahead of time when I requested so that I could review it with my own attorney before proceeding
Hope that helps @William Matthew Cowgill
Post: Say goodbye to Zillow...

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
Quote from @Cliff H.:
Quote from @Rene Hosman:
Quote from @Cliff H.:
I'm unclear on what classifies as an investment property, but it appears to be filtering out almost all the inventory in my local area. I'll keep Zillow and others around for now.
I see you're in NH and NH isn't fully covered yet!
Looks like it's similar situation for neighboring Vermont and Maine as well. Any timelines on the rollout schedule or is that all TBA?
I can see Maine should be up soon will inquire on Vermont and NH status and get back to you!! Thanks for sharing your feedback!
Post: Say goodbye to Zillow...

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
Quote from @Cliff H.:
I'm unclear on what classifies as an investment property, but it appears to be filtering out almost all the inventory in my local area. I'll keep Zillow and others around for now.
I see you're in NH and NH isn't fully covered yet!
Post: New Investor Analysis Questions

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
Quote from @Angelyn Avignon:
Hi everyone!
I am looking at purchasing my first investment property around Q3 of next year. I am leaning toward a house hack in a duplex and trying to figure out to do this. The goal for this investment would more cash flow focused with ideally a bit of appreciation as the secondary goal. I've looked around a little bit about where I'd like to move. Honestly I am not sure how to filter the data or which data I should be looking at when analyzing a deal. Can anyone help me figure out the right metrics I should be analyzing? Any tools I should look into for these metrics? Also what other questions should I be asking along these lines?
Thanks!!
Hey @Angelyn Avignon ! BiggerPockets has a new tool called BiggerDeals I think answers this question for you, if you take a look I'd love to hear your thoughts on it! https://www.biggerpockets.com/listings
Post: How Do You Really Find & Analyze Investment Properties ?

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
Quote from @Harvey Gill:
I've been thinking a lot lately about the sheer amount of time and effort that goes into the front end of our business – identifying potential deals and doing that initial analysis before deciding if something is worth a deeper dive.
We all juggle different platforms (MLS, Zillow, Redfin, LoopNet, maybe specialized tools?), spreadsheets, market reports, city data, etc. It feels like a constant cycle of filtering, cross-referencing, calculating, and trying to connect the dots.
It got me wondering about efficiency and whether there's a smarter way. Imagine if you could skip some of the tedious filtering and data hunting. What if finding specific opportunities or getting quick answers was as simple as just... asking?
For example, instead of setting up complex filters across multiple sites, just asking: "Show me duplexes under $300k in Austin's 78704 zip code that likely need rehab but could cash flow post-renovation."
Or after finding a property, immediately asking: "What are the recent comps for similar renovated properties?" or "What's the average rent trend in this neighborhood for a 3/2?" or "Is this property in an opportunity zone?"
This leads me to a couple of questions for the community, as I'm curious about other's process:
- What's your go-to method/tool stack right now for finding potential investment properties? (e.g., MLS alerts, specific software, wholesaler lists, driving for dollars, networking, specific websites?)
- When you're filtering or searching, what are the top 3-5 specific criteria you find yourself using most often? (Beyond beds/baths/price - think cap rate targets, cash-on-cash goals, keywords like "fixer-upper" or "turnkey," specific locations/neighbourhoods, zoning, etc.)
- Once you identify a potentially interesting property, what are the first few critical questions you need answered to decide if it's worth pursuing further? (e.g., ARV, estimated rehab costs, rent comps, market vacancy rates, days on market trends?)
- What's the biggest time-sink or frustration point for you in this initial search and analysis phase?
Really interested to hear how others are tackling this.
@Harvey Gill Just yesterday BiggerPockets launched BiggerDeals so your question is appropriately timed! Check it out and let me know your thoughts! https://www.biggerpockets.com/listings
Post: Say goodbye to Zillow...

- Rental Property Investor
- Denver, CO
- Posts 563
- Votes 595
🚨 New Tool Alert: Have You Tried BiggerDeals Yet?
We just launched BiggerDeals—a brand new property listings and analysis tool built specifically for real estate investors it includes:
✅ Nationwide MLS listings
✅ Instant investment metrics (cash flow, cap rate, COC return)
✅ Free members can browse listings and see key metrics—customizing the numbers is available with a Pro membership
✅ No spreadsheets required!
Want to try out the full version? You can get 7 days of BP Pro free and unlock all the customizable analysis features 👉 Start your free trial here
This is all part of our mission to make investor-grade tools more accessible—whether you’re analyzing your first deal or your fiftieth.
I want to know - Have you used BiggerDeals yet?
I’d love to hear your feedback:
-
What do you think so far?
-
What markets are you searching in?
-
What features are most helpful—or what’s still missing?
-
Any questions or ideas?
Let me know below! We’re excited to keep improving this based on your experience.