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All Forum Posts by: Malkia Ra

Malkia Ra has started 5 posts and replied 176 times.

Post: Simply, when does insurance *usually* cover the cost of damage?

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188

1.  Sewer/backup coverage is typically not included in a standard policy, it's an add-on you have to ask for (if it isn't offered).  And when adding to your policy, insurance companies typically offer coverage tiers for you to choose from.

2.  Any damage to the property caused by a backup will not be covered without having that additional coverage in place.

3. If it's a concern, your best bet is to add the additional coverage to your policy.

Post: Lesson learned from an airbnb Squatter

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188

Sheesh!

Post: Woman Murdered, Dismembered Her Landlord After Eviction Notice

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188

Firearms... period.

1. To carry.

2. And to keep on every level of your home, every room if possible.  Never know where in your home you'll be during a home invasion.

Post: Death of only tenant- dealing with aftermath

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188
Quote from @Greg M.:
Quote from @Bjorn Ahlblad:

Sometimes you are better off not talking to lawyers. I had a tenant die two years ago. His family came in cleaned the place out and left the apartment spic and span. I gave them the security deposit.

 ...Two weeks later the tenant's sister contacted me. The Will left everything to her. She was pissed I gave away all her property and hired a lawyer. She ended up taking me to court and getting a judgment for over $100,000 for all the personal property I failed to secure. My insurance refused to cover the loss as it was an intentional act. It's been two years and my wife still won't let me forget about it...

Sheesh!  Great lesson here.

Awful situation.  Good luck with everything, @Claire Blary

Post: STR Neighbor Complaints

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188
Quote from @John Teachout:

The fact that they whined about both the tree laying in the yard and then whined about the tree removal process makes me think they're just unhappy meddlers. I'd just carry on.


 Bingo!

Post: STR Neighbor Complaints

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188
Quote from @Scott K.:

Why has no one suggested going in person to talk to them? They're human beings. Have you met them face to face? People are much kinder in person once they see you as a person. I've have plenty of upset neighbors calm down once I go in person, talk to them, listen to their complaints, and then offer solutions. I then execute on those solutions, and then ask them if I've done everything I can to help them. If I have problems, I send a gift basket with an apology, and a promise to implement a procedure to fix it in the future.

We need to stop being ******* landlords and owners. Be a human being. Treat others kindly. You wouldn't want obnoxious renters next door to you as well.


Unfortunately with a-hole neighbors like this (who complain about the most ridiculous things), there is no reasoning with them.  Meeting face to face is useless.  They're salty because they're miserable and stuck in their ways.

It's amazing to me the entitlement that exists with neighbors who complain about what a homeowner chooses to do on their property that's within the law.

Post: Florida:Reimburse Hotel stay for Broken AC

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188
Quote from @Nathan Gesner:

Quote from @Himateja Madala:

I disagree with Bjorn. 

Unless the state law requires you to compensate the Tenant, you have no obligation. It's not your fault the A/C broke and you fixed it as quickly as you could. The Tenant can only withhold rent if you fail to repair. Even then, they have to follow a process of giving notice and allowing you time to repair, just like you have to follow rules if you want to evict.

https://www.rentce.com/does-a-....

The house was still fully functional, so you don't owe them for loss of refrigerator, bathroom, or yard. They could have talked to you before running to a motel. They could have rented a couple window A/C units. There's no reason for you to compensate them $1,000 for a week without A/C.


Correct, completely agree!  Not to mention, this is why renter's insurance should be mandatory and verified before the lease is signed.

If during the rental period they cancel their insurance, that's on them, not you.

Post: collecting rents from rental units

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188

Bank transfer/Zelle

Post: Tree landscape ideas needed

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188

Builders and GC's often do a bad job at tree selection and placement.

Oak trees will get HUGE; and your GC placed three of them on the front lawn... sheesh.

Pulling them up now will save you tons of $$$ later.  You can always donate them.

If your property is close to others, consider planting screening trees for privacy (green giant arborvitae,  Nellie Stevens holly  and crypotomeria, for example).  And perhaps "anchor" trees on the corners of your foundation.  Do a Google search for "residential landscaping" for some ideas.  

Evergreen trees are the best, green year-round with no messy leaves to clean during fall/winter.  Be sure to know how much sunlight your property receives and whether or not your area has deer.

Post: Want to rent Vacant home but needs work

Malkia RaPosted
  • Rental Property Investor
  • Prince George's County, MD
  • Posts 177
  • Votes 188

Sounds like you may need to research a bit deeper.  The work you need isn't a hard job to oversee for a solid property management company.