All Forum Posts by: Omar Khan

@Prolet Miteva It depends what you need it for. If this is for your internal consumption, then go with what most folks are saying. 

But if this is for getting financing, then it's no use being shy. 

Forget about your initial investment. You can value your "stake" in a syndication either through the income approach (cap-rate analysis) or comps approach. Similar to how a sponsor would decide if a deal is attractive or not. Taking your basis at historical cost is going to be shortchanging yourself and NOT presenting a true picture of your net worth to the lender.

@Tyler Kastelberg I have to agree with @Yonah Weiss. Most of the Upworkk type folks just don't cut it if you're looking to become a thought leader in your space. You don't need a part-timer for the type of work you're doing especially as you're looking for consistency in the "voice" you will be projecting with your content. 

It's a hard slog but I would try developing a strategy on your own as I'm assuming you're somewhat boot strapping this. We can chat more one of our "once-every-3 months" calls ;)

@Matt Proudlove Don't agree with many of the posters. I don't know which American these folks live in but modern America has a dynamic and vibrant solar/wind energy industry with a ton of growth. TX (yes, TX!) is one of the biggest producers of wind energy. Sophisticated investors have made/are making a ton of money. 

The return profile and regulations differ by jurisdiction. Already the cost of producing solar is equal or better than coal and is fast approaching parity with other energy sources. Natural gas is still the king but that's another story. 

@David de Luna Save yourself the heartache, just call a mortgage broker/lender. They will either quote you a floating rate (LIBOR/Treasury + spread) or provide a range for fixed rate loans for you criteria/sub-market. 

@Jeffrey Mcintyre Assuming this post is about MF. Whereas @Todd Dexheimer and @Juan Vargas are correct in their assessment, a reason why bridge loans can be preferred by sophisticated investors is because of the flexibility they allow. Typical agency loans have punitive penalties if selling before the term is up. With bridge loans, sponsors can get in, do the heavy-lift / forced appreciation and sell the property with minimal additional costs. 

Boom! Could not agree more. Schools aren't designed to teach everything. Parents can't absolve themselves of their own responsibilities.  

I do believe a good portion of this is personal responsibility. I am not an American but every time something like this comes up on the forums everyone chimes in and says "American society is materialistic" or something to that extent. Which is completely not true! 

Whereas there is a chunk of American society that is materialistic, this forum has a ton of Americans (and international investors) who are not spending every last dime from their paychecks. Folks are diligently saving and investing their hard-earned money. 

Like others, I, too, have a ton of options at my fingertips. But just because I have an option doesn't mean I need to exercise it. We need to help and encourage others to move up in life especially because we, too, could be in their situation one day. But there is a high degree of personal responsibility that plays into this. If an individual doe snot want to accept responsibility for their actions, why blame the most prosperous society in the history of mankind?

@Amit P. I agree with your assessment: it inspires me to keep investing and building my asset base. But I am not in the camp of blaming society, government or the education system. This is a case of not understanding simple arithmetic - literally, addition, subtraction, multiplication and division. Any 5th grader understands the basic concept. 

If people refuse to take personal responsibility, then what can one do?

@Rob Brown Your asset allocation should be determined by your personal financial situation. You can sit down with a fee-only planner to chalk out an asset allocation strategy. You can then diversify to get the "right" mix asset allocation mix. 

You might have to have a certain portion of your assets in a specific asset-class because of the nature of your business. 

E.g. I am a syndicator which means that I need to have liquid cash and a significant portion of my net worth tied into my real estate projects. The proper asset allocation strategy for me would not work at this stage. But that is a peculiarity of the business that I am. 

Both the Vanguard and the Schwab indices are great!

@Jonah Bee I have not done a deal with them but they have sent me a gazillion emails without me ever signing up for their newsletter. It got super annoying very quickly.