I too am curious about the program.

Hi Shahab, This is a great question, sounds like you’re setting yourself up really well for your first house hack.There are some flexible funding programs that can work even before your FICO score appears, especially for income-verified buyers with solid payment history and low utilization.I sent you a DM so we can go over what options might fit your situation and next steps you can take while building your credit.

They chose not to know.Agreed, but it doesn't mean public scrutiny of the whole thing isn't still appropriate.I think everything should be publicly scrutinized.

You miss out on the full public markets bidding process.

Some DSCR lenders offer programs, but limit the LTV to 65% (meaning you have to put down 35%).

For flips, even if you find what seems like a great deal, and even if you're pretty sure the numbers will work out... the hesitation of the buying public means the home could still sit. 

I know this is always a topic of discussion and the answer is usually boots on the ground , cold calling , etc. but I am wondering if there are any programs that anyone has used and it has actually been worth it .

It is akin to me trying to mess with the structure of my house using a CAD program I downloaded from the internet.

Want to have it up and running to the general public soon.

@Scott Ryan one way to reduce risk is require a double deposit and/ or a rent guaranty policy via LEAP or some other insurance program.