WE ask on our application How long have you stayed at your current residence? 

Ounce you get a qualified applicant you have to get property inspected which took us 4 weeks to get an inspection then they called some very petty items like outdoor exterior light that didnt have glass on it. 

I'd be wary of leaning too heavily on AI for applications, leases, etc.

with all due respect, this is absolutely possible:→ Form 3115, Application for Change in Accounting MethodThis form lets you “catch up” all previously unclaimed depreciation in one shot.You take a §481(a) adjustment (a lump-sum deduction) on your current year’s Schedule E.

@Crystal Stroessner wouldn't we already be seeing much of these in the lending application data or something similar? 

The guide is ambiguous as to whether or not that applies as an exception to CMX-1 zoning, or is applicable to CMX-2/3 zoning.

If you start changing your screening requirements based on your applicant's profile, you'll find yourself in hot water with fair housing really quickly. 

7) We've had many clients buy an occupied rental and hire us to manage it, but they never got: lease, rental ledger, tenant contact info, tenant ID and application info!

This keeps you compliant and prevents surprises with the IRS.Plan for multi-state filings if applicable: If your property is out-of-state, you may need to file non-resident state tax returns.

Are you the only Applicant for the loan?