Before they submit an offer, they already know which income will count, how sensitive proceeds are to trailing rents, and whether the exit still works if the refi looks worse than expected.If those questions aren’t answered early, they get answered later, when there’s no flexibility left.Would love to hear how others here stress test financing assumptions before locking up a deal Love this post.

So, I don't need to think about interest rate sensitivity since I know the rate.

Appreciate it, Tim.Deals like this really highlight how sensitive outcomes are to financing assumptions — especially rates and reserves — even when execution and rent growth are strong.Curious from a lender’s perspective: are you seeing borrowers stress-test DSCR at +50–100 bps right now, or still underwriting closer to in-place terms?

Perform a sensitivity analysis.

That matters — it tells us demand never disappeared, it just got rate-sensitive. 

In some markets it’s a non-issue, but in others a missing garage can narrow demand and make resale slower or more price-sensitive.

While not a game‑changer on its own, the data was enough to nudge rates higher in an already low‑liquidity, headline‑sensitive environment.Adding to the tone, Treasury Secretary Scott Bessent testified before Congress, emphasizing continued support for a strong‑dollar policy, warning against over‑regulation of the financial system, and defending the administration’s view that the economy remains on solid footing.

They are very price sensitive.

That often creates a perceived value — but perceived value and market value are not the same thing.Market value is determined by:What comparable properties are actually leasing forHow long similar homes sit on the marketTenant demand in that specific locationPrice sensitivity at that moment in timeYou can get estimates from Zillow, Rentometer, or even a broker — but none of those tools set the price.

Adding the ability to run sensitivity analyses for ARV, rehab costs, or holding period can help flippers stress-test deals and make the tool valuable for regular use.