-Clay

With GTM you can join by phone computer or tablet (really just about any device).  

He might be making the switch soon.Negatives:They say you can manage your account from different devices (phone, computer, tablet, etc.).

Rocky soil or expansive clay?

I like Flip: How to Find, Fix, and Sell House for Profit by Rick Villani and Clay Davis.

Even the Romans plastered their brick, understanding that the plaster was what prevented the clay in the bricks from breaking down.

It needs some big work done.To get the clay tile roof fixed $15k. 

Our soil is largely made of clay and our temperatures while mostly moderate have extreme cold and heat within shorter periods of time. 

@Clay Boykin Thank you for helping me,  I have gone over and over the numbers (non stop calculating over the past 2 months) so I really think I must be calculating something at the wrong amount. 

Like in Jackson MS with their yazoo clay that clay can make a house move 6 inches if drainage is not done properly around the house etc.