@Nick Wu appreciate your concept and wish MORE owners embraced it instead of penny-pinching their PMCs.

It's a currency designed to embrace a "run on the bank". 

Stay on the move, never stop progressing, and embrace every opportunity to grow your influence.

The markets that adapt fastest to these new realities—embracing transparency, liquidity, and new financing structures—will likely emerge stronger, while those clinging to pre-pandemic models may find themselves increasingly marginalized in a commercial real estate landscape that has fundamentally changed its operating principles.

So, I embraced my 1 and only control, and I canceled my Pro/Biz Subscription.I simply can not support this direction of things anymore, and paying them is definitively supporting, right.... 

You don’t need to embrace every tech tool, just a few key systems can make a huge difference.

I wonder if management will crack down on ChatGPT in the forums or embrace it?

A great example for me is Pace Morby, he started with no capital or traditional background, embraced creative strategies, and now leads one of the biggest movements in real estate.Regarding your second point, I completely agree, lenders offering 100% financing often impose very strict rules.

But I see you embracing this opportunity to improve your services. 

Ironically it was my embracing the probability of failure that made me work fearless of failure and that all resulted in success's.