Since multiple phone calls are made by the bank, late notices are mailed out, every month for months, and with the requirement that banks try to do a loan modification, saying they didn't know is not credible.

Build a detailed budget and timeline to show lenders you’ve done your homework, and consider partnering with an experienced builder who can help strengthen your loan application and credibility.

Read as much as you can from sources that are credible.

Bring a one‑page credibility packet with comps, your PM chops, and a simple deal analyzer; ask each operator, what price, rehab, and DOM are working today, then back it up by previewing 10 properties and writing 2–3 offers before you leave.

For investing principles and deal analysis, The Book on Rental Property Investing by Brandon Turner is excellent, it covers cash flow, evaluating deals, and basic financing strategies.

Tighten the plan so you can move fast and credibly: pick one lane for 90 days (multifamily or storage), define a simple buy box, then run a daily pipeline rhythm: 20 broker/owner touches, 5 LOIs, 1 underwriting deep dive.

Hello everyone,
I work in real estate development by day and also build financial models for investors in my spare time. I recently finished a beta version of a small multifamily deal analyzer (1–5 units) that I thou...

Keeps momentum going.Show credibility fast.

I mean if we have super excellent credit, reserves and a 20% down payment but the DTI won't look good until the primary is sold will a lender even look at us? 

Excellent realtor who also manages rentals here.