Earlier this week I saw 5.8% on the commercial side from a local regional bank, and then yesterday we saw 5.6% on the conventional residential side. 

Hi all,I bought a single-family rental in Texas under my personal name with a conventional (non-FHA/VA) loan.

From my experience, DSCR loans have opened the door for a lot of investors who otherwise wouldn’t qualify conventionally, especially once they’ve maxed out their personal DTI or left their W-2 job.

I would think a conventional "temp" loan would be foolish cost wise with closing costs as they will be and  interest rates or maybe interest rates would be better.

Again, the reality is that FHA loans are government subprime - they are much more favorable to buyers with worse credit, lower cash, and higher DTI than, say, Conventional conforming loans.

Owners hate that PMCs charge them - for anything!

Move in steps: first, verify with the county what it would take to legalize the buildings and the well; second, pursue non‑agency routes like hard money or true private lenders to acquire fast, with a rehab and permitting plan; third, once permitted and stabilized, refi into a conventional or DSCR product.

.: I was asked by a new to real estate couple, to compare doing a 20% cash down, Buy & Hold Rental property using conventional financing and buying Subject To and selling to a Tenant Buyer with creative finance and what that would look like.This is an actual deal I did.

Homes are selling in about 30 days, and rates are holding near 6% (6.04% VA | 6.32% conventional).

It feels like momentum is starting to shift a bit rates are stabilizing, and more investors I’ve talked to are jumping back in with renewed confidence.Some are getting creative by combining private money with conventional or DSCR loans, while others are building solid relationships with lenders who can move fast.