I don't quite understand mortgage loans yet and know there are varying ones to choose from such as FHA, conventional, etc.

I've read that Baselane continues to add features such as leases and screens.

Can a landlord set rent adjustment varied based on the number of people occupying the unit (2 ppl vs single in a 1-bedroom apt), the timeliness of making the monthly rental payment, how well the tenant takes care of the unit…or strictly based on a set dollar amount or % increase across the units, assuming there are 1-bedroom and 2-bedroom? 

Have the outgoing tenant continue with utility service at your address with a signed agreement that you will reimburse them, plus 20%, until the account is transferred into a new tenant's name.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

It likely varies by market.

Rents are down in the area and so far have just continued in that direction. 

Would love to hear how others are stress-testing deals before diving into a new flip in 2025.Each market varies.

Technology advances are making matters worse as the wealth divide will continue to grow.

I'm sure this can be overwhelming as you continue to grow your portfolio, and don't have time to drive to every single property to make sure everything is taken care of.