A important distinction is that I am not saying that rates will increase, but rather they are more likely to increase than decrease.

@Jay Hinrichs My market normally runs even slower than 90, but inventory is really low around here at the moment in certain segments (although there's lots of overpriced junk that's been on market for a year or more.)

OC has many different pockets and where the market may be distinctly different, especially if located near large employers.And always pay attention to the "mix".

It's been feeling like this for a while but now the "experts" at BOA (probably from the Countrywide division) are weighing inBANK OF AMERICA: The most important segment of the housing market has peakedBusiness InsiderAkin Oyedele,Business Insider•September 24, 2018manhattan real estate housingmanhattan real estate housingMoreSpencer Platt/GettyThe top is in for existing-home sales, which make up 90% of transactions in the US, according to economists at Bank of America Merrill Lynch.They cite worsening affordability, higher mortgage rates, and price cuts as reasons sales are unlikely to bounce back after peaking in November.They no longer expect existing-home sales to contribute to the economy's growth.The largest segment of the housing market has peaked and will no longer contribute to the US economy's growth, according to US economists at Bank of America Merrill Lynch."

It's hard to stand out.There are some owner-occupied segments with people who share motivating factors for selling their home.Seniors with Long-time Ownership: often ready to downsize or transition to assistance.Homeowners with Low Financial Stability Scores (FSS): Struggling financially and likely ready to cash in on their asset.Both these categories have additional advantages in that they probably don’t haven’t been updated and may have deferred maintenance.

Snowbirds come when the snow falls and stay until it melts...that segment has already booked their stays or will be in the next few weeks. 

With commercial real estate, you are at a distinct disadvantage if you bring a buyers broker in most cases...or you have to pay your broker the commission.

Closing in the name of an LLC is a distinction that hard money lenders use to avoid many laws and restrictions that would be imposed if it can be seen as a consumer loan.

I found this thought-provoking article on how the robotics industry is powered by high-tech centers as well as manufacturing hubs—with a distinct “Robot Belt” in the #Midwest.: As robots increasingly become a part of our daily lives, a growing chorus of commentators warns that they may take away our jobs and further damage the once great Rust Belt cities that once powered the American economy and served as the backbone of the middle class. 

, and while sorting through the toy dumpster behind Toys R Us, I contemplated that at $350k I likely hold the distinction of being the highest net worth individual to ever stand in that dumpster.