For rehabbers focused on maximizing the value of older 1–4 unit properties in Buffalo:In this climate, we know the mechanicals and exterior are key.

May I ask why you feel this isn't the time and what you are waiting for?

You and I and @Jay Hinrichs: and @Don Konipol: and other very experienced investors have been really clear about the consequences of not following the law and not using best practices.

I'd export lists, look up the numbers, and call on my phone.

Quote from @Marc Rapuano: Hello,I am very much interested in beginning to invest in commercial real estate and I think having a mentor would make my intro go much more smoothly and efficiently.  

I’m most interested in BRRRR and buy-and-hold rentals, and I keep going back and forth between starting with a small multi-family (duplex/triplex/fourplex) or a single-family rental.Here’s where I’m stuck:SFRs seem easier to manage and may be less intimidating for a first deal, but the cash flow might be tighter.Small multis could bring stronger cash flow and efficiency, but I’ve heard they can be tougher to finance, and vacancies or tenant issues could hit harder if I don’t have a solid team yet.For those of you who’ve been down this road already:Which one did you start with, and why?

That’s a great question — and you’re absolutely right to dig deeper on that.With most DSCR loans, the key difference is that while you sign a personal guarantee, the loan itself is typically made under an entity (LLC) and isn’t reported to the consumer credit bureaus unless it defaults.

Expect the unexpected and give it a number.

I’m looking for infill lots because they typically have water and sewer.

My job and situation is changed now and can no longer pay the mortgage.