Just looking for a general discussion, I understand not everyone is a lawyer or CPA.Also - before we get into the discussion of tackling loans before investing..

As far as I understand, I don’t think you need a notary when using DocuSign.

Send him and myself PM's and we can set up some phone calls to better understand your situation.Best of luck!

Hopefully we can get a better understanding of its conditions.

I can understand some of your concern.

So that I understand, if the best rate offered to me is 12%  (since I am a beginner investor), 1. then for 6 to 12 months, I would pay the HML $1,600/mo interest payment only, right (or wrong)? 

Its all a calculated risk and understanding what you can and can't get away with in your own farm area.Lastly as for selling I did actually receive a few offers but unfortunately none of them ever panned out.

There are two things you need to understand about labor cost.

My understanding is that I will still own the deed but he will have equity interest until it is paid off.

You may decide that all of this is still worth the expense and effort, just understand that it is not a loophole.