.* Commit to daily learning.

My living room, master bedroom and bathroom all have knob and tube where as the kitchen, basement, and two remaining rooms have updated wiring.I never make the jump to buy the house since I know I can't commit to rehabbing the house in a timely manner and know that I will be stuck paying an extra mortgage for too long before I would be able to rent the property out or sell it. 

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Yes.Are you committing mortgage fraud? 

I have called them quite frequently lately and they are pretty helpful.If you were going to try for a CUP I would keep the tenants why you wait to get approved that way you know before you get any more vacancies what you are looking at.As for finding locations of properties with CUPs, ask that question to planning and design and I bet they can either tell you where to find it or look it up for you.  

Zero down programs are frequently used by those with very limited funds, and I would not even consider purchasing an investment property without reserves set aside for anything unexpected, especially when you have no equity position. 

Here is a link to the IRS site with some informative FAQs.https://www.irs.gov/newsroom/opportunity-zones-frequently-asked-questionsIn a nutshell, Opportunity Zones were created in all 50 states, DC and the U.S. territories to generate economic growth in rural and lower income areas, both commercial and residential, by encouraging investment in those areas.

(that is if I have have not met the Fannie/Freddie loan max)  I guess I am just looking for some advice from those who have done this successfully and frequently in the past. 

The reason for this inverse relationship, is because the ratio of home owners(including investors) to government spending/debt is disproportionate, so they must tax the property owners at higher rates(some places as high as 5.5%) to make the budgetary commitments.

But, on April 12th I get a call that on April 8th my tenant committed suicide. luckily, not in the unit.