You are definitely not alone as this is Delta's MO. 

If there's a significant delta, then you can expect to pay moremaintenance is a little light.

Seems, and perhaps I'm wrong, that you are much more concerned with the bottom line number, and the delta to the appraised value, and don't have much weight on a specific builder or area/ancillary factors? 

Not all sellers accept highest but we were dealing with one recently where we were all cash and around 3% delta ($1M property).

Stick with the name brands like Delta, or Sterling.

Just 2 weeks ago I traveled to Europe biz class on Swiss Air outbound and Delta One in bound. 

have one right now, 10 months behind, finally got a renter which the rent covers 50% of the mortgage- borrower is now like "i can afford it" but has been living paycheck to paycheck and has no money saved so where they coming up with the delta?

The PM side of accounting and the investor side of accounting.Owner Held should not be part of the Net Income.The numbers in "Other Items" has a delta of $900 so not sure what is going on there. 

It's like Delta Airlines announcing there getting into the luggage business. 

Absolute value is the angle here cause obviously lower value then the delta on percentages is skewed, but still should be taken into account.Take it a step deeper, go check out it out from 2000.