We embrace S8 applicants, but screen them just like any other applicant.Many have an entitlement mentality and try to leverage their S8 voucher by pretending to be helpless:1) A percentage won't apply because they expect a landlord to waive application fees for them.2) Many cry broke and expect a landlord NOT to charge them a security deposit.3) Many of those same S8 tenants trying to avoid paying a security deposit, won't make an effort to call the list of nonprofits we send them that will pay their security deposit if they apply.4) A lot of them try to avoid paying for utilities.

Great place to build buyers lists quickly.Off-market deals perform extremely well here.Absentee owners, preforeclosures, and tired landlords are common lead sources, and spreads tend to be healthier than in the Sunbelt right now.If you end up wanting turnkey or pre-stabilized rentals, Ohio’s one of the most proven states.Lots of investors build their first 5–10 doors here because the math actually works.You’re going to do great in this market - it fits your experience perfectly.

My hope was to inspire others to embrace that transition, lead with confidence, and build teams that drive lasting success.

@Vincent Mangino Lots of publicity lately about electric being healthier.

We embrace S8 applicants, but screen them just like any other applicant.Many have an entitlement mentality and try to leverage their S8 voucher by pretending to be helpless:1) A percentage won't apply because they expect a landlord to waive application fees for them.2) Many cry broke and expect a landlord NOT to charge them a security deposit.3) Many of those same S8 tenants trying to avoid paying a security deposit, won't make an effort to call the list of nonprofits we send them that will pay their security deposit if they apply.4) A lot of them try to avoid paying for utilities.

It's a necessary part of evolving as a business owner and something all business owners should embrace.

Stay curious, keep learning, and embrace every challenge as a stepping stone to success.

Honestly, as-is, might as well embrace it and just go sec8, seriously.

Quote from @Sean Rowan: Quote from @Doug Smith: It's always been my experience that this is the big disconnect and, if we could all simply own up to our weaknesses, embrace our strengths, and find complimentary players, the lending process goes much, much better.

Hey Stephen  great question, and it’s one a lot of first-time house hackers ask.It’s actually pretty common to have slight negative cash flow while you’re living in one of the units, especially if you’re gaining equity, experience, and tax benefits along the way.Once you move out and rent both sides, your numbers can swing positive fast.If you’d like  I can share a few financing tips and loan structures that make that transition smoother and keep your long-term cash flow healthier.