Condition = Peace of Mind (AND lower expenses)Peoria is:new roofnew water heaterupdated flooringnew paintelderly-owned (usually low wear-and-tear)Gilbert is:old carpetssmells like petsmissing closetbroken blindsneeds paintdated interiorEvery dollar of deferred maintenance becomes your dollar the moment you close.Your first rental should NEVER be the one that drains you during the first 12–24 months.4.

What ratio gives you peace of mind in today’s rental market? 

Lower rates will give people options again, mobility again, breathing room again.

If peace of mind, debt-free ownership, and guaranteed savings sound better — throw the extra at the loan.

Got short of breath walking around lol.

Oil’s sharp drop—on hopes for a Ukraine peace deal—added momentum to the bond rally.September retail sales and PPI, delayed by the recent shutdown, landed close to expectations.

-Landlords want stable tenants, not weekenders.The MTR model hits the perfect balance between profit and peace of mind.Who else thinks 2025 is the year to scale MTRs?

Meanwhile, with the next Fed Chair appointment approaching near Christmas, Trump announced last night he has made his pick and expects his nominee to cut interest rates.GeopoliticsBroadening the lens, US officials met with Ukrainian negotiators over the weekend and are now heading to Moscow to push a revised peace plan.

Sometimes, staying calm, professional, and proactive is the best way to protect your property and your peace of mind.  

This gives you breathing room in case your rehab or refinance takes longer than expected.A strong financial cushion will make lenders take you more seriously and will keep you from stressing if the project hits a few bumps.