I eat, sleep, and breathe real estate for a living.

We talk a lot about leverage, ROI, and scale on here, but not enough about peace of mind.If debt is stealing your sleep, straining your relationships, or affecting your health, is it actually worth it?

So I assumed that I should take the 5yr ARM, like you said for the breathing room..

It gave me breathing room and was the pivot point that truly launched my investing journey.

So it's less like a curse and more like market forces in action, at least until people wise up (holding my breath starting now).And no it's not just Indy, you could replace Indy with a dozen other cities and it would be basically the same thing.

Peace!

Quote from @James McGovern: I forecast that if Florida drops property taxes that real estate values will skyrocket and dive an exodus from Northeastern states who are getting bent over by recent increases  I hope (but am not holding my breath) that Illinois follows suit. 

Quote from @Angel Vargas: @Patrick O'Sullivan wow you gave me some insight and peace of mind I appreciate you reaching out if anything else pops in mind I'll be sure to comment thank you Patrick  @Angel Vargas Great to hear that! 

This isn’t just about avoiding loss—it’s about investing with peace of mind.To set yourself up for success, consider working with professionals who specialize in real estate, such as a tax advisor and asset protection attorney who understand your goals and risk tolerance.

Keep conversations factual and do not allow tenants to manipulate you by yelling, holding their breath, and stomping their feet.