Only one does the cleaner ask that I supply some things. 

I summarize below.In general, continued heightened supply due to Fed 0% rate policy of 2020-2021 will bring modest rent growth for the next 12 to 18 months.

People who look at housing supply data understand that price drops are not going to happen any time soon. 

Tourism is down and supply is sky-high, so I’d be extra cautious and strategic about buying a home for short-term rental near the theme parks right now.

Copilot recommended the following:  HUD Comprehensive Housing Market Analysis (CHMA) ReportsDeep dives into local housing markets with 3-year forecasts.Covers economic, demographic, and housing trends.View NC CHMA Reports [www.huduser.gov]NC REALTORS® Monthly Market ReportsStatewide and county-level data on listings, sales, prices, and inventory.Access NC REALTORS® Market Data [www.ncrealtors.org]NC Chamber Housing Supply Gap Report (2025)Quantifies a 764,000-unit housing shortfall through 2029.Includes economic impact projections and county-level data.Read the NC Housing Supply Gap Report [ncchamber.com]NC Commerce: Housing Cost TrendsAnalysis of price appreciation, rent trends, and supply constraints using FHFA and Zillow data.Explore NC Housing Cost Trends [www.commerce.nc.gov]North Carolina Association of County Commissioners (NCACC)Publishes the County Map Book and County Data Fact Sheets with housing, tax, and demographic data.View NCACC County Data [www.ncacc.org]🏠 Virginia Real Estate & Housing ReportsFederal Reserve Bank of St.

My goal is to build a strong foundation for long-term financial freedom while learning from experienced investors here in the BiggerPockets community.Professionally, I hold a Bachelor’s Degree in Business Administration with a Specialization in Supply Chain Management and a Minor in Business Analytics.

Quote from @Adam Macias: A 50-year mortgage sounds like affordability — but it’s really it'll be debt that never ends. lolOn paper, stretching a mortgage from 30 years to 50 lowers the monthly payment, yes.But in reality, you’re paying far more in interest while barely building equity for decades.If you buy a house at 25 years old if you're lucky, you'll be 75 when the mortgage term ends...It’s housing that feels like ownership but functions more like renting — just with a longer contract and a higher total cost.The real problem isn’t the length of the loan.It’s the affordability crisis that’s forcing people to consider lifetime debt as a solution.Until we address prices, wages, and supply, extending loan terms only delays the inevitable...The further elimination of the middle class chasing the American Dream of owning a home. 

New listings saw meaningful increases, up 12.7% in Austin and 7.9% metro-wide, while active listings climbed 9.2% in Austin and 12.4% in the metro, boosting overall supply as more sellers return to the market.Inventory levels continued their gradual rise.

It's important to note, there are two big economic factors that contribute to declining rents (supply & demand).

There’s a ton of new construction 3-flats hitting the market, and when supply jumps that quickly, rents flatten because tenants have options.