The temps you mention do not warrant AC and the tenant is probably willing to put up with some temporary discomfort for a discount. 

Instead of reacting emotionally, I stayed professional.

Additionally, the California FAIR Plan can provide temporary coverage while you secure a traditional policy.

It is both exciting and terrifying but I am emotionally committed to the effort.

Are you sure these aren't emotional support animals?

⏰This might be the most dangerous advice in estate planning.Here's what most practitioners miss: 📚While everyone focuses on the 10-year NFTL expiration, the IRS has a nuclear option hiding in plain sight.Under IRC §7401, the IRS can file suit in federal district court before the Collection Statute expires and convert your "temporary" tax problem into a renewable judgment lien lasting 20+ years.The timing game becomes Russian Roulette with a countdown timer.

At $2k/month, that’s $200/month or $2.4k/year, which is your stress buffer.Escalate through structure, not emotion. 

Focus on documenting everything, avoid direct confrontations, and plan financially and emotionally for a potentially slow process.

It turned a house I was emotionally attached to into the first piece of what would become a long-term wealth-building plan.After moving to Idaho, I bought a townhouse on owner-carry terms and rented out one of the rooms to offset my mortgage.

I know it’s aggravating, but this looks like a temporary HUD bottleneck, not a political move — and these freezes have happened under every administration at one point or another.