Investment property lenders in Vermont

Mortgage brokers who actually shop! Bello Mortgage team has closed with over 80+ lenders in the last 2 years. Many lenders can say they work with a lot of lenders, most close 80% of their loans with one lender. Bryan is an active real estate investor with over 29 years of lending industry experience, having completed his first refinance in 1997. We specialize in investor-focused financing solutions—including DSCR loans, HELOCs, and HELOANs—matching your exact strategy with the optimal lender guidelines and rates. Bryan has ranked in the top 1% of loan officers 5 or the last 6 years. We look forward to helping with your mortgage needs!

I’m the Director at Helm Mortgage Corp., a veteran-led brokerage with 30+ years of experience, 5,000+ loans closed, and access to 100+ lenders. Before Helm, I spent 10+ years on the investor side, where I helped close 5,000+ deals. That's 10,000+ transactions of combined experience working for you. I’ll review your deal like an investor and structure it like a lender. Strategies: Primary or Rental // Purchase or Refinance // House Hacking // BRRRR // Buy-and-hold // Fix-and-flip // Single-family or Multi-family Loan programs: DSCR Short-term or Long-term Rentals // Non-QM // Commercial // Hard Money // FHA // Conventional // VA // USDA Ways to qualify: Rental Income // W-2 Income // Self-employment Income // Bank Statements // Retirement and Asset Income Send me your deal. Message me with the address and your strategy, and I'll show you how I'd structure it and what it takes to close.

Since 2016 NO points, direct lender with rates starting from 10%. Fast closing, no fees upfront and certainty of execution.

Ziffy.ai is the first integrated real estate investment platform where investors can find, analyze, and finance investment properties - all in one place. We provide exclusive investment analytics, including rental yields, ROI calculations, cash flow metrics, and performance forecasts unavailable elsewhere, as well as AI-powered search, investor-focused agents, and specialized mortgage programs (DSCR Loans, Fix-n-Flip, Cashout & Commercial Loans)

I specialize in investment property financing and work with both new and experienced investors to structure loans that align with their long-term goals. Through a network of 100+ lending partners, I offer flexible financing options, including DSCR, conventional, bank statement, and non-QM loan programs, with a focus on efficient closings and clear communication.

REP Financial equips real estate investors and business-purpose borrowers with the funding strategy, deal structure, and lender-ready presentation needed to pursue serious capital opportunities. We specialize in investment properties, flips, BRRRR projects, commercial deals, and growth-minded investors who need disciplined guidance beyond generic loan options.

Kirkland Capital Group is America's micro-balance commercial real estate bridge loan portfolio lender, providing short-term, flexible financing solutions. As a direct lender, we make in-house loan decisions, ensuring a streamlined and efficient process. Our loan program offers: • Loan amounts ranging from $200,000 to $1.5 million. • Flexible interest-only terms of 12, 18, or 24 months. • Competitive credit requirements, including a minimum credit score of 600 and no bankruptcies or foreclosures in the last 5 years. • First-time commercial buyers allowed. • Consideration for properties in small towns and rural areas. We have a strong appetite for the following property types, with maximum as-is loan-to-value (LTV) ratios as follows: • Multifamily apartments (5+ units): up to 80% LTV on purchases and 70% on refinances. • Mixed-use properties with a residential component: up to 75% LTV on purchases and 70% on refinances. • Light industrial/warehouse properties: up to 70% LTV. • Retail properties (including retail strip, auto repair, car wash, day card, laundromat): up to 70% LTV. • Motel/hotel properties: up to 70% LTV. • Bar/restaurant properties: up to 65% LTV. Our loan program accommodates: • Owner-user properties, provided the business demonstrates the ability to service debt payments. • Investment properties, with no minimum debt service coverage ratio (DSCR) required; however, the property should show the ability to qualify for exit loan to long-term financing. • Lease-option and seller financing take-out scenarios, considered as refinance options based on current as-is value with 1+ year seasoning. • Seller second mortgages allowed up to an 85% cumulative loan-to-value (CLTV). • Flexible cash-out usage, with no limitations on how loan proceeds can be used. We work exclusively with loan brokers. Ask your loan broker if Kirkland Capital's loan program is right for your financing needs. For additional details, please visit https://kirklandlending.com/lending.

We take the confusion out of Home Loan Financing (Mortgage). With lendingBridge™ you’ll get a dedicated lending expert who will take care of your lending needs. We can take care of your specialty mortgage loans (NON QM), adjustable-rate mortgage loans, conventional loans, FHA mortgage loans, jumbo mortgage loans, USDA mortgage loans, and more!

We fund deals banks and other lenders turn down. We offer: NO-Seasoning Cash-Outs, LTR+STR Purchases, Loans between $50K-$5mil, 50-Property Portfolio Packages. Flexible financing built for investors on the move. We’ll even throw out low appraisals or sign your preferred appraiser to our AMC panel to keep your deal alive. Oh and if you prefer, we can communicate and fund your entire deal over — TEXT — no phone calls needed. Same-day Pre-Approvals and Rate Sheets. 🚀 Our Lending Advantages 💰 Finance long-term and short-term rentals with as little as: – 15% down with a FICO of 740+ – 20% down with a FICO of 680+ – 25% down with a FICO of 660-679 – 35% down for Foreign Investors 🔑 NO-Seasoning BRRRR Cash-Out Refinances – Unlock equity immediately after your rehab without waiting months, so you can recycle capital faster – Up to 80% LTV in certain programs 📊 Flexible Appraisals – If an appraisal comes in low, we can throw it out and order a new one – Or better, even sign up your preferred appraiser to our AMC panel 🏠 Low Loan Amounts Starting at $50K – Fund small balance deals and Section 8 rentals – Property values as low as $75K – Loan amounts as low as $50K 🔒 NO FICO Loan Options – Even with no credit score, we can lend up to 50% LTV, giving more investors access to capital 🔨Up to 100% Renovation Financing – Finance 80-100% purchase price (based on experience) – Finance 100% of the renovation budget, even when it exceeds the purchase price – Experience of 1-2, up to 65% ARV LTV – Experience of 3+, up to 75% ARV LTV 📦 Portfolio Loan Packages – Close on up to 50 properties at once with streamlined underwriting – Ideal for investors scaling at volume 🤝 Trusted by Investors – Backed by 100k+ social media followers across Facebook and Instagram (@thebridgetbrick + @getbrickcapital) and mentioned time and time again as a recommended DSCR lender on Reddit, we’ve built a reputation for funding real deals and other deals that banks can’t At the end of the day, our focus is simple: help real estate investors close more deals with less red tape. Whether you’re scaling with BRRRR, building STR cash flow, packaging 50 rentals at once, or need to cash-out the equity on a Section 8 portfolio, we bring the creativity and flexibility banks can’t. If you’re ready for a lender who understands investors, let’s connect. We send same-day pre-approvals and rate sheets, along with text confirming receipt.

West Hills Solutions, LLC provides private money lending and financing solutions for real estate investors nationwide, with a focus on non-owner-occupied Fix & Flip, Rental/DSCR, BRRRR, Ground-Up Construction, and Commercial investment properties. We work with both new and experienced investors to evaluate opportunities, structure financing, and move qualified projects toward closing. Our services extend beyond financing. We help investors with property selection and vetting, deal analysis, rehabilitation management consulting, property marketing, property and investor lead lists, Proof of Funds letters, Collateral DNA Reports, and appraisal resources. Our approach is built around disciplined analysis, clear communication, and practical solutions. We look at the entire transaction — the borrower, the property, the numbers, the financing structure, and the exit strategy — because a successful real estate investment requires more than simply finding a lender. West Hills Solutions is committed to conducting business with honesty, integrity, professionalism, and a strong work ethic. Our goal is to help investors make better-informed decisions, secure appropriate financing, and build sustainable real estate investment businesses.