Investment property lenders in California

INVESTMENT PROPERTY FINANCING - CALL THE EXPERTS! The Loan House is a premier mortgage brokerage specializing in investment property financing, offering customized solutions for both refinancing and new acquisitions. With over 25 years of experience and more than $600 million in closed investment property loans, our expert team has the knowledge and resources to help you secure the best financing options on the market. From short-term and long-term rentals to properties in transition, we provide flexible loan programs that support your unique investment strategy. Ready to grow your real estate portfolio? Let us help you take your investments to new heights with the right financing at the right time. Highlights of our loan programs: * DSCR (Debt Service Coverage Ratio) * STR (Short-Term Rental) * LTR (Long-Term Rental) * Vacant Investment Properties * Low-Ratio DSCR * No-Ratio DSCR * Blanket Loans * Bridge Loans

Most lenders understand loans. We understand portfolios, because we're building one ourselves. The Rueth Team is led by Nicole Rueth, a mortgage strategist with 60+ doors, active acquisitions, and two decades of closing complex deals. When you bring us a deal, we're not running it through a checklist. We're modeling it the same way we model our own: cash flow, leverage, long-term wealth impact, and what it means for the next acquisition. We specialize in the structures that most lenders won't touch: DSCR, asset-based, no-ratio, and Non-QM loans alongside conventional and government products. House hackers, BRRRR investors, 1031 exchangers, portfolio builders. This is what we do every day. Active investors and licensed lenders in Colorado, Florida, Nevada, and North Carolina. We know these markets because we own in them. Licensed in 43 states, so we go wherever your portfolio takes you.

Tidal Mortgage Group is a Charleston, SC–based mortgage brokerage dedicated to helping every type of homebuyer — from first-time purchasers to seasoned investors. Founded on a commitment to exceptional customer service, we guide clients through every step of the loan process and beyond, building long-term relationships based on trust and results. Our Loan Options We offer a wide range of mortgage solutions to meet diverse needs: Conventional Mortgages – Competitive rates for borrowers with strong credit. Government-Backed Loans – FHA, VA, and USDA programs that make homeownership more accessible. Non-Qualified Mortgages (Non-QM) – Flexible solutions designed for self-employed borrowers and unique financial situations. Investment Products DSCR Loans – For rental property financing. Fix and Flip Loans – Tailored for renovation and resale projects. Bridge Loans – Helping buyers transition between properties smoothly. 1031 Exchange Financing – Options to support tax-deferred property exchanges. Why Work With Us? As an independent mortgage broker, we partner with a wide network of wholesale lenders. This allows us to deliver: Competitive rates Lower fees Tailored loan solutions designed around each client’s goals Our Vision At Tidal Mortgage Group, our mission is to make the mortgage process smooth, transparent, and stress-free. With expert guidance and personalized service, we empower our clients to make confident decisions on their path to homeownership and investment success.

Welcome to Your Private Lending Partner At our core, we’re a Veteran-Owned and operated private lending firm based in Fayetteville, GA — built by seasoned professionals in real estate and finance who understand what it takes to move deals forward quickly, smoothly, and successfully. We specialize in working with retail investors and independent loan brokers, offering fast, flexible, and transparent financing solutions designed to help you close more deals and scale your portfolio with confidence. Whether you’re funding your first flip or managing a growing pipeline of deals, our team is here to support you every step of the way. Our U.S.-based team prides itself on personalized service, clear communication, and integrity in every transaction. We’ve partnered with top-tier investors, brokers, and real estate professionals to create lending solutions that deliver real value — not red tape. Our mission is simple: to become the most trusted name in private real estate lending. We’re building more than a business — we’re building a community driven by shared values and long-term success. What We Stand For: Integrity – Clear terms. No surprises. Trust is our foundation. Passion – We love real estate and helping investors win. Value – Smarter lending options. Better returns. Community – Relationships matter. We grow together. If you’re a retail investor or broker looking for a lending partner who treats your deal like it matters — because it does — we’d love to connect. Let’s build something great, together.

Truehold Financial offers smart loan programs specifically for real estate investors. Whether you're building a rental portfolio with DSCR loans or flipping properties with our fix-and-flip financing, we provide fast funding in as few as 10 days with terms designed for investors like you.

Uncapco is a nationwide direct lender offering short- and long-term financing for investment properties, with programs that are friendly to first-time investors. DSCR Rental 🏢 - Up to 80% LTV | Rates Starting 6.125% (as of 10.17.26) Fix & Flip 🏚️➡️🏠 – Up to 95% LTC | 75% of ARV | Rates Starting 8.99% (as of 10.17.26) New Construction 🏗 - Up to 90% LTC | 75% of ARV | Rates Starting 10.25% (as of 10.17.26) We blend the flexibility of a broker with the discipline and capital backing of a direct lender. Built and run by active investors and supported by a committed investment group, we bring a lender's rigor to every deal we place. Email: [email protected] Website: uncapco.com NMLS ID #: 2826586 Uncapco Financial, LLC | Equal Housing Lender | www.nmlsconsumeraccess.org Copyright 2026. All Rights Reserved

United Trust Mortgage specializes in investment property financing for real estate investors nationwide, with a strong focus on DSCR, business-purpose, and non-QM loan solutions. We work with first-time and experienced investors alike, offering flexible financing options for rental properties, short-term rentals, multifamily, and portfolio expansion strategies. Our approach is built around speed, communication, and problem-solving. We help investors structure deals that traditional banks often cannot accommodate, while providing direct access to experienced loan professionals throughout the process. With thousands of borrowers served, our goal is simple: make investment financing straightforward, efficient, and reliable.

I’m a mortgage strategist who helps real estate investors build wealth through smart leverage, not guesswork. With over a decade in lending and a background in real estate development, I understand both the numbers and the nuts-and-bolts of investing. Whether you’re acquiring your first rental, flipping for profit, or financing a new build, I create tailored loan strategies that prioritize speed, cash flow, and scalability. My approach blends traditional financing with creative options — from DSCR and bridge loans to construction-to-perm — to help investors compete and close confidently. What makes my business unique? I think like a builder, act like a strategist, and communicate like a partner. My clients don’t just get a lender — they get a teammate who helps them see every deal as a step toward financial freedom.

We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services Include: DSCR Loans (Debt Service Coverage Ratio): Ideal for real estate investors seeking rental property financing. Bank Statement Loans (12 to 24 months): Flexible qualification based on bank deposits, ideal for self-employed borrowers. P&L Loans: Ideal for business owners looking to qualify with a audited P&L from their CPA. Conventional Loans: Competitive rates for those with traditional financial profiles. FHA Loans (Federal Housing Administration): Low down payment and flexible qualification for first-time homebuyers or those with less-than-perfect credit. VA Loans (Veterans Affairs): Special financing options with no down payment and favorable terms for eligible veterans, active-duty military, and their families. Down Payment Assistance Programs: Helping first-time buyers and those with limited savings access homeownership. 1% Down Programs: Low down payment options for buyers with minimal upfront capital. HELOC (Home Equity Line of Credit): Access to flexible, revolving credit based on home equity. HELOAN (Home Equity Loan): Lump-sum financing using home equity for various needs. Reverse Mortgages: Helping seniors access the equity in their homes to support retirement. Why Choose Us: Extensive Lender Network: Over 150 trusted lenders offering a wide variety of loan products. Proven Expertise: A team dedicated to understanding the unique needs of investors and first-time buyers. Client-Focused Approach: A seamless and transparent process with a 5-star client satisfaction rating. Customized Financing Solutions: We provide options that help you secure funding, no matter your financial situation. Our Commitment: We pride ourselves on being a lender-friendly partner that makes the process easier and more accessible. Whether you are expanding your investment portfolio or securing your first home, we’re here to offer the support, guidance, and financing solutions that will empower you to succeed.

We take the confusion out of Home Loan Financing (Mortgage). With lendingBridge™ you’ll get a dedicated lending expert who will take care of your lending needs. We can take care of your specialty mortgage loans, adjustable-rate mortgage loans, conventional loans, FHA mortgage loans, jumbo mortgage loans, USDA mortgage loans, and more!