Browse 69 lenders offering portfolio loans in California as of November 14, 2026. Compare NMLS numbers, specialties and markets served.
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NMLS #2427582
Clear solutions for all of your lending needs. No matter what situation you are facing, we can help create a road map to successfully finance your project. From conventional to private financing, we have the experience and know how to close your loan.
No NMLS on file
I help real estate investors find smart financing solutions to purchase, refinance, renovate, and leverage equity in their properties. With more than 23 years of mortgage experience, I specialize in finding creative solutions for scenarios that don’t always fit neatly into a traditional lending box. Whether you’re purchasing your first investment property or growing an established portfolio, I can help with conventional investment financing, DSCR loans, cash-out refinances, HELOCs, renovation financing, bridge loans, and other alternative lending options. My approach is straightforward and strategy-focused. I take the time to understand the entire transaction, compare available options, and help investors determine which financing structure best supports their short- and long-term goals. If there’s a deal you’re considering—even if you’re not sure it can be financed—I’m always happy to take a look and help you explore the possibilities.
No NMLS on file
I help real estate investors find the right financing to grow their portfolios. With access to 90+ lenders, I specialize in DSCR loans, investment purchases and refinances, cash-out refinances, bank statement programs, and creative financing solutions. Whether it’s your first rental or your next addition to a growing portfolio, I focus on competitive options, fast closings, and making even complex deals feel simple.
NMLS #21682288952
Silverback Capital provides private money financing for real estate investors, specializing in fix-and-flip, ground-up construction, development, bridge, and DSCR rental loans. With in-house underwriting, flexible loan structures, and fast closings, we help investors secure financing that fits their property, project, and investment goals. We work with first-time investors and experienced builders, offering options for purchasing, renovating, building, and refinancing investment properties. Eligible programs offer financing without tax returns or traditional income documentation, with an emphasis on the property’s potential, borrower credit, and a clear exit strategy. I’m David Simmons, CEO of Silverback Capital. My approach is simple: understand your deal, communicate clearly, and work to get you to the closing table. We also welcome mortgage brokers, real estate agents, and referral partners. Have a deal in mind? Let’s talk. 1-800-473-5132 | [email protected] www.Silverback-Capital.com Silverback Capital Inc. | California Real Estate Broker | DRE Corporation License #02168228
NMLS #1868120
I don’t just find you a loan—I build the right strategy to help you win, save, and grow long-term. Fully bilingual, I guide both English and Spanish-speaking clients with clarity and confidence so nothing gets lost in the process. No solo te consigo un préstamo—te ayudo a crear la estrategia correcta para ganar, ahorrar y crecer a largo plazo. Como profesional bilingüe, guío a clientes en inglés y español con claridad y confianza para que nada se pierda en el proceso.
NMLS #3029
Most lenders understand loans. We understand portfolios, because we're building one ourselves. The Rueth Team is led by Nicole Rueth, a mortgage strategist with 60+ doors, active acquisitions, and two decades of closing complex deals. When you bring us a deal, we're not running it through a checklist. We're modeling it the same way we model our own: cash flow, leverage, long-term wealth impact, and what it means for the next acquisition. We specialize in the structures that most lenders won't touch: DSCR, asset-based, no-ratio, and Non-QM loans alongside conventional and government products. House hackers, BRRRR investors, 1031 exchangers, portfolio builders. This is what we do every day. Active investors and licensed lenders in Colorado, Florida, Nevada, and North Carolina. We know these markets because we own in them. Licensed in 43 states, so we go wherever your portfolio takes you.
NMLS #956922
Tidal Mortgage Group is a Charleston, SC–based mortgage brokerage dedicated to helping every type of homebuyer — from first-time purchasers to seasoned investors. Founded on a commitment to exceptional customer service, we guide clients through every step of the loan process and beyond, building long-term relationships based on trust and results. Our Loan Options We offer a wide range of mortgage solutions to meet diverse needs: Conventional Mortgages – Competitive rates for borrowers with strong credit. Government-Backed Loans – FHA, VA, and USDA programs that make homeownership more accessible. Non-Qualified Mortgages (Non-QM) – Flexible solutions designed for self-employed borrowers and unique financial situations. Investment Products DSCR Loans – For rental property financing. Fix and Flip Loans – Tailored for renovation and resale projects. Bridge Loans – Helping buyers transition between properties smoothly. 1031 Exchange Financing – Options to support tax-deferred property exchanges. Why Work With Us? As an independent mortgage broker, we partner with a wide network of wholesale lenders. This allows us to deliver: Competitive rates Lower fees Tailored loan solutions designed around each client’s goals Our Vision At Tidal Mortgage Group, our mission is to make the mortgage process smooth, transparent, and stress-free. With expert guidance and personalized service, we empower our clients to make confident decisions on their path to homeownership and investment success.
No NMLS on file
Welcome to Your Private Lending Partner At our core, we’re a Veteran-Owned and operated private lending firm based in Fayetteville, GA — built by seasoned professionals in real estate and finance who understand what it takes to move deals forward quickly, smoothly, and successfully. We specialize in working with retail investors and independent loan brokers, offering fast, flexible, and transparent financing solutions designed to help you close more deals and scale your portfolio with confidence. Whether you’re funding your first flip or managing a growing pipeline of deals, our team is here to support you every step of the way. Our U.S.-based team prides itself on personalized service, clear communication, and integrity in every transaction. We’ve partnered with top-tier investors, brokers, and real estate professionals to create lending solutions that deliver real value — not red tape. Our mission is simple: to become the most trusted name in private real estate lending. We’re building more than a business — we’re building a community driven by shared values and long-term success. What We Stand For: Integrity – Clear terms. No surprises. Trust is our foundation. Passion – We love real estate and helping investors win. Value – Smarter lending options. Better returns. Community – Relationships matter. We grow together. If you’re a retail investor or broker looking for a lending partner who treats your deal like it matters — because it does — we’d love to connect. Let’s build something great, together.
No NMLS on file
We take the confusion out of Home Loan Financing (Mortgage). With lendingBridge™ you’ll get a dedicated lending expert who will take care of your lending needs. We can take care of your specialty mortgage loans, adjustable-rate mortgage loans, conventional loans, FHA mortgage loans, jumbo mortgage loans, USDA mortgage loans, and more!
Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.
Short-term, asset-backed, funded in days rather than weeks. Used for flips and deals that cannot wait for conventional underwriting.
Purchase plus rehab in one facility, drawn in stages as the work is signed off.
Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in California
Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with
Check the NMLS number on any lender before you share financial details
Attend a local California meetup and ask who other investors use
A portfolio loan is one the lender keeps on its own books instead of selling it to Fannie Mae or Freddie Mac, so the lender sets its own rules. That makes portfolio lenders, often local banks and credit unions, a fit for investors past the 10 financed property cap on conventional loans or with properties that fall outside standard guidelines.
