fastest way to qualify for a loan in Ohio
Does anyone know any loan officer in Ohio that could help me out? Due to a bill that got my address wrong I didn't pay it. Long story short it was put on collection I paid it off but i need to know what to do next, whats the fastest way to qualify for a FHA loan?
Have you applied for a loan yet? Just figure out what bank you want to go through and get the ball rolling. Having had one item in collection, which you paid off, is not going to disqualify you. Try to dispute it from your credit history if you’d like but other things like your credit score and debt-to-income ratio are more important when applying for a mortgage.
Originally posted by @Michael Grigorashenko:Does anyone know any loan officer in Ohio that could help me out? Due to a bill that got my address wrong I didn't pay it. Long story short it was put on collection I paid it off but i need to know what to do next, whats the fastest way to qualify for a FHA loan?
Yeah, @Chris Wharton should be able to help you out. He does most of my loans here in Ohio.
Originally posted by @Michael Grigorashenko:Does anyone know any loan officer in Ohio that could help me out? Due to a bill that got my address wrong I didn't pay it. Long story short it was put on collection I paid it off but i need to know what to do next, whats the fastest way to qualify for a FHA loan?
I would also recommend chatting with @Chris Wharton.
No I haven't applied for a loan yet I didn't know what step to take next but now I'll contact Chris Wharton thanks so much for the help and advice!!!
Just a update I spoke to a loan officer and he told me what to do everything is on track I should be able to qualify in a couple of months.!!!