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All Forum Posts by: Baltazar Camacho

Baltazar Camacho has started 7 posts and replied 145 times.

New Member Introductions

Post: New to BiggerPockets - Austin Wholesaler & Investor

Baltazar CamachoPosted
  • Full Time Investor
  • Austin, TX
  • Posts 154
  • Votes 61

Welcome to BP Lamar, I am also in Austin man, a young investor like yourself.

0 Votes
Multi-Family and Apartment Investing

Post: Old timer investors. Are you going to be one?

Baltazar CamachoPosted
  • Full Time Investor
  • Austin, TX
  • Posts 154
  • Votes 61

@Rich Weese

I got your book in the mail today man, and I got through about 50 pages, it's a great read. Thanks for the note inside it made my day! All this is definitely good to hear for those of us that are a bit younger, it helps us put things in perspective and put more guided plans in place.

0 Votes
Starting Out

Post: 4-unit owner occupied investment as my first property?

Baltazar CamachoPosted
  • Full Time Investor
  • Austin, TX
  • Posts 154
  • Votes 61

One year in Texas.....but I believe it may vary by the state and the specific loan.

0 Votes
Local Real Estate Networking

Post: Austin Meetup -- February 2, 2013

Baltazar CamachoPosted
  • Full Time Investor
  • Austin, TX
  • Posts 154
  • Votes 61

I will be there, thanks for setting this up.

0 Votes
Buying & Selling Real Estate

Post: Do you guys know of any lenders that don't require 30% equity in a rental unit to count rental income towards debt to income ratio

Baltazar CamachoPosted
  • Full Time Investor
  • Austin, TX
  • Posts 154
  • Votes 61

Do you guys know of any lenders that don't require 30% equity in a rental unit to count rental income towards debt to income ratio. Ive got good credit 760 and about 20k in cash but I can't fit debt to income ratios without using my rental income to offset the mortgage for that property. I am looking for a conventional owner occupant loan at 5% down in Texas.

0 Votes