All Forum Posts by: Baltazar Camacho
Baltazar Camacho has started 7 posts and replied 145 times.
Post: New to BiggerPockets - Austin Wholesaler & Investor
- Full Time Investor
- Austin, TX
- Posts 154
- Votes 61
Welcome to BP Lamar, I am also in Austin man, a young investor like yourself.
Post: Old timer investors. Are you going to be one?
- Full Time Investor
- Austin, TX
- Posts 154
- Votes 61
@Rich Weese
I got your book in the mail today man, and I got through about 50 pages, it's a great read. Thanks for the note inside it made my day! All this is definitely good to hear for those of us that are a bit younger, it helps us put things in perspective and put more guided plans in place.
Post: 4-unit owner occupied investment as my first property?
- Full Time Investor
- Austin, TX
- Posts 154
- Votes 61
One year in Texas.....but I believe it may vary by the state and the specific loan.
Post: Austin Meetup -- February 2, 2013
- Full Time Investor
- Austin, TX
- Posts 154
- Votes 61
I will be there, thanks for setting this up.
Post: Do you guys know of any lenders that don't require 30% equity in a rental unit to count rental income towards debt to income ratio
- Full Time Investor
- Austin, TX
- Posts 154
- Votes 61
Do you guys know of any lenders that don't require 30% equity in a rental unit to count rental income towards debt to income ratio. Ive got good credit 760 and about 20k in cash but I can't fit debt to income ratios without using my rental income to offset the mortgage for that property. I am looking for a conventional owner occupant loan at 5% down in Texas.