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All Forum Posts by: Jason Hartman

Jason Hartman has started 8 posts and replied 263 times.

Post: primary residence as an asset

Jason HartmanPosted
  • Rental Property Investor
  • Palm Beach, FL
  • Posts 313
  • Votes 145

Thanks @Kerry Baird! :-)

Yes, it's generally a better deal to rent a high-end home for yourself and own lots of lower-end homes you rent to others. 

Post: National Real Estate Insurance Group - want to know how legitimate they are.

Jason HartmanPosted
  • Rental Property Investor
  • Palm Beach, FL
  • Posts 313
  • Votes 145

I had a TERRIBLE experience with them which is detailed in another Bigger Pockets thread. 

Another name/affiliated company Affinity Claims Management (ACM)

Why does National Real Estate Insurance Group / Affinity Group Management / NREIG have such a long complex name?

@Greg H.

As I already said, my claim was made via phone and National Real Estate Insurance Group, / Affinity Group Management finally sent an adjuster, after much delay, then they refused to turn over the adjuster's report.

There are dozens and dozens of posting this thread with a massive amount of detail so please stop misleading people and saying that information has not been provided. There is a TON of information here, just go back and read it. 

@Greg H.

You are a TROLL who has NO EVIDENCE for you claim. Believe as you wish but my experience is well documented. 

@Greg H.

What is your real name? Just so we know who we're dealing with and we know that you are not a troll, that's a fair and reasonable request. 

I did not file the claim this way, an adjuster was sent and then the report was hidden, illegally, by National Real Estate Insurance Group / Affinity Group Management. 

Everybody must be amazed at how you are so interested in spending so much time defending them. Clearly, you are being paid or you have some sort of motivation and conflict of interest. 

Again, my complaint with the Department of Insurance is simply a letter in their file, it was not big enough for them to pursue. That's what they told me.

Why don't you answer my questions? Why aren't you concerned about the complaints of all the other people in this thread - Persa, Fernando, etc.? 

@Greg H.

Since you're not using your REAL NAME here on BP, I want to ask that you disclose your real identity. Is this you?

John Gregory Hall

Thanks

@Greg H. - Your comments are clearly false and idiotic. You don't even use your real name so you are an obvious paid troll, or someone who has a serious conflict of interest. You pick on me yet you ignore all of the other people in this thread who have similar complaints. You are a fraud. 

PS – I don't own a sports car, and never have so you've failed in your attempt to make me some cheesy guru.

You've conveniently ignored this long explanation from someone who is litigating with NREIG/Affinity Group Management and/or it's affiliate.  Why did you ignore this, and all of the other detailed complaints in this thread??

Hi to all.

This is the first of several posts I hope to make. Having joined BP many months ago, the forum has been invaluable to me. I would now like to give something back and alert you all to the practices of National Real Estate Insurance Group (NREIG), Affinity Group Management and the underwriters for Lloyds of London BRIT0100 Policy, McLarens.

Like Jason Hartman and many others within the community, I found NREIG & AGM a pleasure to work with despite continual billing errors on my account. The facade soon fell through after I filed a legitimate claim in excess of $50K (property is a total write off) in February 2013. This claim has now escalated in to a full-blown lawsuit against Cantor Insurance (based in Southfield, Michigan) and AGM. Others may soon be named as defendants in the lawsuit.

The lawsuit is still at Discovery Stage, but I have chosen to speak out now for one basic reason: the longer these companies are not publicly condemned, the more landlords will suffer. The aforementioned parties continue to sell insurance with no care for the consequences that landlords endure as a result when making a claim.

Do you really want to know how legitimate these companies are? If so:

  • 1)Find out whether you have been sold a Surplus Line Insurance product and contact the Department of Insurance and Financial Services within the state your properties are located to ascertain whether NREIG/AGM hold a license to be selling a Surplus Line Product, despite having you signing up to the Membership Agreement. The link posted by Tim Norris on March 09 2015 is not for Surplus Line Product selling as advised by the state of Michigan Insurance and Financial Services.
  • 2)Have you been given a copy of the Master Policy relevant to your insurance coverage? If not why not?
  • 3)Has your insurance provider changed without any notification been issued to you? And if you are not explicitly aware, would you even know if a change occurred?
  • 4)What benefits other than insurance coverage have you gained by signing up to NREIG’s Membership, which you have no option but to agree to at the time of setting up your profile?

So @Greg H. is just an avid "customer" of NREIG Affinity Group Management who spends a lot of his valuable time defending them. He likes this company but has likely never had an actual claim like the people on this thread who say they've had problems with NREIG Affinity Group Management. Okay, great, Greg is a fanboy, I guess we'll leave it at that.