All Forum Posts by: Joe Cummings
Joe Cummings has started 32 posts and replied 330 times.
Post: Trash Hacking

- Philly Burbs, PA
- Posts 338
- Votes 133
Originally posted by @Mark Gallagher:
If dumping here were free I guess it would be a whole different scenario. Maybe I need to pick up shop and move to TX!
Philla used to allow free dumping if you lived in the city. But no trucks, only cars. All the rehabbers bought old "window vans" because they were classified as station wagons.
There was one guy running around who cut the roof out of his with a sawsall so he could pile the crap higher. It got out of control with some guys doing nothing but hauling trash with window vans for a living. Then they shut it down.
Post: Renters insurance: Additionally insured or additional insurer?

- Philly Burbs, PA
- Posts 338
- Votes 133
82 FXR 80 Cubic Inch.
I have to supply customers with Acord Forms all the time. It is proof to them that I am carrying insurance and that it's current. If my policy lapses for whatever reason, they will get notification (In theory, in reality it doesn't always happen).
In my world (contracting) calling my insurance company and having an Acord Form sent out is free.
On the other hand, Putting someone on my policy as "Additional Named Insured" costs me extra money. How much more I forget. I know I dealt with someone who was requesting to be "Additional Named Insured" and I wasn't happy about it for some reason. I honestly can't remember why though.
Post: Trash Hacking

- Philly Burbs, PA
- Posts 338
- Votes 133
Plenty of small trailer manufacturers will build to your specs. High sides , low sides, fold down sides, whatever you want.
Post: Renters insurance: Additionally insured or additional insurer?

- Philly Burbs, PA
- Posts 338
- Votes 133
The "additional named insured" thing costs more for whoever is purchasing the policy. As a landlord you would be better protected in theory, but for exactly what, I forget.
Post: Renters insurance: Additionally insured or additional insurer?

- Philly Burbs, PA
- Posts 338
- Votes 133
Originally posted by @Robert Cummings:
Originally posted by @Joe Cummings:
It's my understanding that "additional interest" really just means you get something like an "Accord Certificate"
https://www.acord.org/standards/forms/Documents/ACORDCertificatesFAQ_201004.pdf
Hi Joe: I think it means only you get notified if the policy lapses or the tenant cancels later.
Yeah, that is what the "Acord Forms" I deal with are all about. They are just a notification system for a third party that your insurance is current.
Post: Would you buy a property if you had to evict an elderly tenant?

- Philly Burbs, PA
- Posts 338
- Votes 133
They live in the same house and sue each other?
The sister may have no intention of closing the deal. She might just want you to play some "part" in their drama
Post: Philadelphia Real Estate Attorney

- Philly Burbs, PA
- Posts 338
- Votes 133
Fineman Krekstein & Harris P.C.
1735 Market Street
Suite 600
Philadelphia, PA 19103
Phone: (215) 893-9300
Post: Philadelphia Real Estate Attorney

- Philly Burbs, PA
- Posts 338
- Votes 133
Years ago I used this guy, Jay Barry Harris I think his name was. He was reasonably priced and honest. Spent a lot of time explaining things to me and didn't run up the hours.
Post: Can I ask realtors or sellers to show me their expenses before looking at the place

- Philly Burbs, PA
- Posts 338
- Votes 133
You're the one with the money, you can ask whatever you want.
They may chose not to show you, but you can chose to walk away.
Post: Renters insurance: Additionally insured or additional insurer?

- Philly Burbs, PA
- Posts 338
- Votes 133
It's my understanding that "additional interest" really just means you get something like an "Accord Certificate"
https://www.acord.org/standards/forms/Documents/ACORDCertificatesFAQ_201004.pdf