All Forum Posts by: Nina Zou

Hey Nina! We operate in PA and are the most investor friendly title company I’m aware of. We were built by investors to solve investor problems. We close online, charge minimal fees (especially compared to others), clear title quickly, and can close any kind of transaction you bring us. 

For BP folks, I even waive escrow fees on your first deal and will pull title for free on wholesale deals upfront. Message me and let’s talk about your needs. If you need something unique, I’ll try to accommodate.

Keep in mind title insurance premiums are regulated by the commonwealth, so whomever you go to with a title insurance request will charge the same premium. The misc. fees from recording, deed prep, notary etc. may differ slightly but usually not enough to make a meaningful difference in your transaction costs. Ultimately, selecting a title company that's responsive and is familiar with you is best since you can spend considerably more time working with some title companies as opposed to others. That's where you can save money at the end of the day because your time is valuable. 

When I hear investors on BP seeking "investor friendly" title companies or title companies claiming they can "can close any transaction", that usually means they are looking for or working with aggressive underwriters. Remember, the title company is not making the decisions on whether they can or cannot insure the property or whether there are title exceptions, this falls back on the underwriter. At the end of the day, this is an insurance policy and you are the insured. When you take out property insurance, you probably avoid the polices with a lot of exceptions. The same should hold true with title insurance. The insurance policy is intended to protect you, but most forget this and are focused on going with whomever will insure the wonky situations investors are more inclined to run into than the home owner buying a home. 

 we use protitleusa.com for all of our searches. PA has a ton of title companies in the state, so I am sure there ones that can also assist with getting a policy. If its a tax deed foreclosure that may be different as typically in most states you would have to go throught quiet title. but if its a mortgage foreclosure you should be able to get title insurance.

Hi Nina, National Integrity Title handles foreclosures- great local team to work with, very communicative and thorough. I am going to message you my personal point of contact there :).