All Forum Posts by: Jonathan Pflueger
Jonathan Pflueger has started 36 posts and replied 323 times.
Post: Is 6.6% a competitive HELOC Rate for the Bay Area

- Ben Lomond, CA
- Posts 338
- Votes 337
Thanks David, please do let me know what you find out! What do you mean when you say "3 separate loans under one HELOC simultaneously"?
Post: Santa Cruz, Ca And Surrounding Areas

- Ben Lomond, CA
- Posts 338
- Votes 337
@Marcy Moyer @Robert DeForge @Mike Bargetto @Francois Acosta
I hope all of you can make it to the Meetup tonight at Tony and Alba's in Scotts Valley at 6:30pm! Looking forward to meeting all of you.
Post: Best HELOC rates in California

- Ben Lomond, CA
- Posts 338
- Votes 337
Real Estate is all about relationships... With that said, I like to use small local banks for as much of my real estate needs as I can. In this way, I can create direct relationships with lenders that work and live in my community. When I walk into a local bank they automatically know me and more often than not the person that takes my application and interviews me is the person, or one of the persons, that will be deciding whether not I get the loan.
I say that cause if the loan products offered from both types of banks are similar I always go with the smaller bank and "bank" (forgive the pun) on the future relationship I am building. With national banks you are just a number and more often than not, not a very big number (at least in their calculation).
Jonathan
Post: Best HELOC rates in California

- Ben Lomond, CA
- Posts 338
- Votes 337
I am assuming you are obtaining a HELOC on a primary residence? If so, those are pretty similar rates for what I am seeing here in the Bay Area.
Have you checked with any Credit Unions or local banks, sometimes you will have better luck with them than the larger commercial banks?
Bes of luck.
Post: Santa Cruz, Ca And Surrounding Areas

- Ben Lomond, CA
- Posts 338
- Votes 337
I am really sorry for all the confusion.
I am not too sure what is going on. BP keeps removing my posts (twice now), I think people are not allowed to place links to meetups in the forums. Going to have to research why.
If you search for "Santa Cruz County Real Estate Investors Meetup" on meetup.com in the Scotts Valley (95066) you will find all the information for the meetup and can RSVP there. See below for a quick snapshot:
When: Thursday, February 15th, 2018, 6:30pm
Where: Scotts Valley, Tony And Alba's
Post: Santa Cruz, Ca And Surrounding Areas

- Ben Lomond, CA
- Posts 338
- Votes 337
@Mike Bargetto @Marcy Moyer @Robert DeForge @Francois Acosta
I guess I posted the meetup in the wrong section of BP last night so it got removed. See the corrected post above for meetup details and links.
Post: Santa Cruz County Real Estate Investors Meetup

- Ben Lomond, CA
- Posts 338
- Votes 337
Come and join us in Scotts Valley for our very first meetup! Meet new people, converse, and grow your network with like-minded people from in and around Santa Cruz County.
When: Thursday, February 15th, 2018, 6:30pm
Where: Tony And Alba's
Help support the local business that hosts us by buying a drink, getting a bite to eat, or simply thanking them for their hospitality. Looking forward to seeing you all there and getting know you!
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This meetup is for anyone and everyone interested in Real Estate Investing. Our goal is to put link-minded people together, network with peers, and learn from each other’s shared experiences without all the gimmicks and sales pitches common in other venues.
Santa Cruz County is one of the most beautiful spots in the world and one of the most unique Real Estate markets in the United States – with that comes quite a few distinctive challenges that are best overcome with shared experience and collaborative efforts. This meetup is meant to educate, inform, encourage, and enable Investors of all experience levels to acquire the knowledge they need to become successful in the Real Estate ventures they choose.
Post: Santa Cruz County Real Estate Investors Meetup

- Ben Lomond, CA
- Posts 338
- Votes 337
Come and join us in Scotts Valley for our very first meetup! Meet new people, converse, and grow your network with like-minded people from in and around Santa Cruz County.
When: Thursday, February 15th, 2018, 6:30pm
Where: Tony And Alba's
Help support the local business that hosts us by buying a drink, getting a bite to eat, or simply thanking them for their hospitality. Looking forward to seeing you all there and getting know you!
--------------------------
This meetup is for anyone and everyone interested in Real Estate Investing. Our goal is to put link-minded people together, network with peers, and learn from each other’s shared experiences without all the gimmicks and sales pitches common in other venues.
Santa Cruz County is one of the most beautiful spots in the world and one of the most unique Real Estate markets in the United States – with that comes quite a few distinctive challenges that are best overcome with shared experience and collaborative efforts. This meetup is meant to educate, inform, encourage, and enable Investors of all experience levels to acquire the knowledge they need to become successful in the Real Estate ventures they choose.
Post: Appraisals and Equity Lines

- Ben Lomond, CA
- Posts 338
- Votes 337
Ha. Small world!
Post: Investing in multi family property in Modesto,CA

- Ben Lomond, CA
- Posts 338
- Votes 337
I forgot to add the thread: Stockton & Lodi To Be #4 Housing Market In 2018