All Forum Posts by: Owen Rosen

The National Real Estate Insurance Group (NREIG) is really easy to work with and doesn't require repairs like that usually. They are a bit more expensive I believe. It's been a while since we used them, we eventually had a broker find us a carrier for our portfolio and they don't require fixes like that (although we have a high deductible). Might be worth looking into.

I have used Foremost on 2 homes I purchased in the last 12 months. Zero inspections, all done over the phone. Not the cheapest but they have landlord’s insurance and some liability all rolled in. 

Here's another data point:

The renewal offer from my current insurer for an SFR rental in Huntsville, AL is nearly double the current premium. So I received a quote from a Steadily agent. For apparently similar coverage, the price was actually a little less than the current premium. So I said yes.

After receiving and reviewing the policy documents, I found that the insurer (Fortegra Speciality Insurance) is a surplus lines carrier, which makes me a little uncomfortable. I'm going to shop around and see if I can get a comparable price with an admitted carrier, but am curious what the group thinks. Am I being unreasonable?

 Hi, I am moving out of my house hack and am aware I need a new policy as a result. That's why I'm wondering if mtr vs. Ltr makes a difference in cost since I know the cost will already be going up from my current policy.

I'm moving out of my house hack soon and planning to rent half the units out long term and rent the other half out mid term. I'm going to start gathering investment property quotes this week but wondering if anyone has any guidance on whether the cost varies depending on the type of rental? I'm contemplating if it would be better off in the future to have all long term units or if there's no cost difference for types of rentals. I appreciate any guidance/feedback on this!

Which company do you use for landlord insurance?  Would you recommend them?

We have 6 new construction duplex units that will be available to rent starting in September.  These are our first rentals, and we are self-managing. We do plan to require the tenants to carry their own renter's insurance, too.

What did you look for or consider when selecting your landlord insurance?

Any advice, wisdom, or recommendations are appreciated!

What is a good rental property insurance? I got a quote for AEGIS General Insurance Agency, does anyone have any input on that company? The home is under an LLC however it is not currently being rented out, my grandfather lives there.