All Forum Posts by: Raymond J. Rodrigues

@Tyler Kellogg, good day to you. Those discount points can vary from lender to lender. It is also dependent on your credit score, occupancy type, percentage of down payment that you're looking to put, etc. 

I recommend getting a second opinion to ensure that you're getting a good deal. Happy to answer any questions that you may have. Feel free to reach out. 

@J Ken, reach out to @Malgorzata Sadowska. She is our expert in the area with regards to what you’re looking for. 

@Jack Carrozzi, reach out to @Judson Osbon. He has helped my clients in the past house hack in the Orlando area in a similar fashion that you are looking to accomplish. 

Hi @Nana Komeh Abboah-Offei, only warrantable condos can be purchased with VA, FHA and Conventional loans. Non-warrantable loans generally require portfolio loan products which require higher down payment, 15-20% being the minimum. If you have any questions, please feel free to reach out directly!

Hi @Travis Feldman, 

Thank you for your introduction! Congratulations on your newborn. Tampa Bay is a great place to be. Definitely reach out to @Josh Green. Not only is he an awesome person, but he is also an investor and realtor in the local area. He has helped quite a few of my clients and is a wealth of knowledge! 

Hi @Mila Kir, reach out to @Josh Green. He’s an investor and investor focused agent in the area that has helped quite a few of my clients buy investment properties in the Pinellas area as you had mentioned. I hope this recommendation helps! 

@Steve Maye, based on the areas that you're looking at, I would recommend reaching out to @January Johnson. 

Hi @Naren Roy, your property taxes are not accurate. Go on the county website and use a tax estimator based on your purchase price, not what the seller paid for it, and re-run your numbers. Also, did your lender quote you 8.1% with 10% down and only 4% closing costs? Which bank is offering that? Seems a bit low and not recent as of late. 

Hi @Ricardo Taboada, thanks for making this post. I am looking to do something similar to what you mentioned in your post. Is it okay if I reach out to you with a few questions? I would greatly appreciate it! 

Hi @Juan Fonseca, i'm in your neck of the woods. What exactly is it that you're looking for with a credit union regarding your LLC? Purchasing real estate in your LLC while guaranteeing it with your personal income and credit?