All Forum Posts by: Shelby LeBlanc

@Jonathan R McLaughlin

Existing gaps are not a nailable surface. Building code requires a nailable surface. If the policy covers the “code upgrade”, they will pay for it.

@James Albrecht

This situation falls under the law & ordinance section of the policy. Slat decking is not per most building codes. If the policy has “law & ordinance “ or “code upgrade”, this falls under such coverage. Look at the policy. If no coverage for it is in the policy, appraisal won’t help. Appraisal is only for covered things.

@Chris Seveney this is not true. Claims are paid on the final appraisal award. Acv payment is made until the work is done. Then the depreciation is released. This is what i do for a living.

@James Albrecht

I am a licensed Public Insurance Adjuster. I help the public with property insurance claims. Appraisal depends on policy language. The insured pays for someone to be their appraiser. The policyholder must pay the fee no matter the outcome. Only the insured can demand appraisal because it’s their claim & insurance policy. States differ, but the policy will have the specific language about it. Appraisal can prevent the policy holder from hiring an attorney if the outcome isn’t in their favor. Be careful with appraisal.

@David P.

I have a friend who is a renter. She pays a year at a time. She owns a very successful business & has a good credit score. Just do your homework on her. Even a background check might be in order. Sounds suspicious to me.

@Joe S. I just sold a flip & the contractor situation was a nightmare! I ended up finishing the last 3 months myself. Lesson for the next one: I'll Baby sit one & require things to be done my way. If he stays & learns how i like things done, I'll give him more work. It's difficult to find people who want to work & take pride in their work. That generation is a dying breed. Hope you find the right crew.

@Phyo Ko If they have a current lease, see the terms. When the lease is up, raise the rent. If there's no lease, check with an attorney on how to legally get them out.