All Forum Posts by: Vernalene Perez

What is the difference between a home equity line of credit and a home equity loan? I know that both are secured loans, putting up your home as collateral for the money you borrow. But what's the difference?

I keep my funds in UITF and just make top ups every now and then. 

Thanks for the tip. I got in touch with Calcoast and the auto purchase loan offer seems good to me. 

But I have to check PenFed as well.

really had a hard time managing my finances before, i even got my credit card maxed out because i am an impulsive buyer ( I admit). but glad that i got my way out of all that trouble and now i can say that i am managing my finances well. 

2. don't buy clothes that don't fit. not only clothes, but also anything that you don't need. there's a huge difference in the things that we want and the things that we need, so better stick to the needs.

maybe this could help https://www.quora.com/Which-Crowdfunding-websites-allow-non-accredited-investors-and-non-US-citizens-to-invest

My husband and I are talking about replacing my old car with an SUV and to get the best loan deal, we need to do our homework. how do you get the best auto loan? could you please share your tips in getting best deal and your picks for the best auto loan companies.

I have already tried different investments. Stocks, bonds, bank savings, educational plans,  trust funds and foremost in a real estate.  I consider purchasing a house and lot for investment that I could count on when I get older. I can even entrusted it to my kids in the future with greater value.

If you mean to make your business standout from the others then a digital marketing services  like SEO, SMM, B2B marketing  and more will help you a lot more in terms of promoting your business . That would mean attracting your target market and increasing your revenues. 

We spotted a good car lately but we can't afford to pay it in cash. Since, we have the intention of purchasing a new vehicle for our family, we are still finding other options. It is whether to find other dealers that can give us a good deal or good loan rates. Otherwise, we might consider a used family car with an affordable price. What are your thoughts about this. Please tell me more or your advice about buying and financing a vehicle.

It would help if the forums page is easier to navigate. Plus, some threads contain replies/comments once you open them but the number of replies are not shown on the main window. Cheers! :-)