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Investment property lenders in Vermont

Browse 126 lenders who fund investment property in Vermont as of November 15, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 126 lenders funding investment property in Vermont

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  • Lenten Mortgage Advisors @ Edge Home Finance

    NMLS #2542333

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +11 more

    Real Estate wealth is built with actual numbers, not just “trust me”. We help investors understand what the numbers mean, determine what works and build a personalized financing strategy around their long term goals. Every investor, property and portfolio is different instead of starting with a loan product. We start by understanding the deal cash flow, available Capital, monthly payment, reserves, timeline and future plans. From there, we structure financing that works for the investment today without losing sight of what you want to build next. As a mortgage broker, we can compare multiple lenders, programs and loan structures to find the right fit. My financing options include DSCR, conventional investment property loans, renovation loans, bridge, and fix and flip financing, bank statement programs, cash out refinances and other alternative income solutions. We believe you should understand the full picture before making a decision, including the rate, cash required, prepayment penalties, and potential trade-offs. If the numbers work, we’ll show you why if they don’t I’ll tell you that too. Whether you’re purchasing your first rental or expanding an established portfolio the goal is the same understand the deal, structured the financing and build a lasting wealth with a plan that is personalized to you.

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  • Modern Financial, LLC

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM

    At Modern Financial, we redefine the landscape of finance with innovative solutions tailored to your unique needs. As a fully capitalized mezzanine finance lender and mortgage broker, we specialize in providing flexible, strategic funding solutions that empower businesses to grow and thrive. Our expertise lies in bridging the gap between traditional financing and entrepreneurial ambition. We offer a comprehensive suite of mezzanine finance options, designed to support mid-sized companies through their pivotal stages of growth. Whether you’re looking to expand operations, acquire new assets, or optimize your capital structure, Modern Financial delivers bespoke solutions that align with your strategic goals. In addition, our seasoned mortgage brokerage team is dedicated to navigating the complexities of real estate financing, ensuring you secure the best possible terms for your property investments. With a deep understanding of market dynamics and a commitment to exceptional service, we guide you every step of the way. At Modern Financial, we blend capital with creativity, expertise with innovation, to offer financing solutions that propel your business forward. Discover how we can partner with you to achieve your financial aspirations. Modern Financial – We finance the future

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  • MortgageRight

    NMLS #2027350

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +11 more

    Investor helping investors! I specialize in value-add and turn-key projects; with personal experience of 70+ flip/BRRRR projects completed since 2021. I have a passion for networking with and helping other investors buy property in Ohio. I offer a unique value proposition by combining lending experience with an active investing business. In addition to traditional options, I am experienced in many complex strategies including private lending, land contracts and subject to's. Whether you are a first-time investor looking to buy your first turnkey investment, or an experienced investor with a more complicated strategy, I would love to connect! I have an abundance mindset and regularly refer out vetted contractors and off market purchase opportunities I come across between Columbus and Cincinnati.

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  • Nicolas Toscano

    NMLS #181106

    • Conventional & Gov.
    • Conventional Loan
    • Conventional Rental Loan
    • FHA
    • +3 more

    With over a decade of lending experience and thousands of successful loan closings, I’m here to simplify your home financing journey. As a top loan officer, I’ll advocate for you every step of the way, ensuring you receive exceptional service and the best loan options available. Top 1% - 2024 President's Club - 2024 Fastest Purchase Closer - 2023, 2024

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  • Oracle Funding Corp

    NMLS #63368

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +12 more

    Oracle Funding Corp specializes in providing fast, reliable financing solutions tailored specifically to the needs of real estate investors. With a comprehensive suite of lending products—including fix-and-flip loans, bridge financing, rental property loans, and construction financing—we empower investors to capitalize quickly on opportunities and scale their portfolios effectively. Our seasoned team of lending experts brings decades of real estate and finance experience, ensuring a streamlined process, personalized service, and competitive terms. At Oracle Funding Corp, our flexibility, speed, and deep market knowledge set us apart, making us a trusted financial partner for investors who demand efficiency and results.

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  • Planet

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    I help real estate investors find smart financing solutions to purchase, refinance, renovate, and leverage equity in their properties. With more than 23 years of mortgage experience, I specialize in finding creative solutions for scenarios that don’t always fit neatly into a traditional lending box. Whether you’re purchasing your first investment property or growing an established portfolio, I can help with conventional investment financing, DSCR loans, cash-out refinances, HELOCs, renovation financing, bridge loans, and other alternative lending options. My approach is straightforward and strategy-focused. I take the time to understand the entire transaction, compare available options, and help investors determine which financing structure best supports their short- and long-term goals. If there’s a deal you’re considering—even if you’re not sure it can be financed—I’m always happy to take a look and help you explore the possibilities.

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  • Pooja Bhardwaj - Madison Mortgage Services, Inc

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +9 more

    I help real estate investors find the right financing to grow their portfolios. With access to 90+ lenders, I specialize in DSCR loans, investment purchases and refinances, cash-out refinances, bank statement programs, and creative financing solutions. Whether it’s your first rental or your next addition to a growing portfolio, I focus on competitive options, fast closings, and making even complex deals feel simple.

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  • REI Capital Partners LLC

    No NMLS on file

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    REI Capital Partners helps real estate investors secure financing for fix-and-flip projects, new construction, bridge loans, and long-term rental properties through DSCR loan programs. We combine flexible lending solutions with hands-on deal guidance, helping investors understand their numbers, evaluate funding options, and move confidently from acquisition to exit. Whether you’re purchasing your first investment property, refinancing out of a bridge loan, accessing equity, or expanding your rental portfolio, we work to match your opportunity with the right financing strategy. Every deal receives a personalized review based on the property, project budget, cash flow, experience, and exit plan. At REI Capital Partners, we’re more than a financing source—we’re your strategic funding partner.

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  • REI PRIVATE FUNDING, LLC

    No NMLS on file

    • Hard/Private/Non-QM

    REI PRIVATE FUNDING, LLC Is Different! - We are your One Stop Lending Shop for Real Estate & Business Loans of all types by means of our multiple networks totaling over 350 Private Lenders & Groups. So whether you need any type of Real Estate Investment or Business Loan, REI Private Funding will get you to the closing table as efficiently, effectively and quickly as possible.

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  • Silverback Capital

    NMLS #21682288952

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +6 more

    Silverback Capital provides private money financing for real estate investors, specializing in fix-and-flip, ground-up construction, development, bridge, and DSCR rental loans. With in-house underwriting, flexible loan structures, and fast closings, we help investors secure financing that fits their property, project, and investment goals. We work with first-time investors and experienced builders, offering options for purchasing, renovating, building, and refinancing investment properties. Eligible programs offer financing without tax returns or traditional income documentation, with an emphasis on the property’s potential, borrower credit, and a clear exit strategy. I’m David Simmons, CEO of Silverback Capital. My approach is simple: understand your deal, communicate clearly, and work to get you to the closing table. We also welcome mortgage brokers, real estate agents, and referral partners. Have a deal in mind? Let’s talk. 1-800-473-5132 | [email protected] www.Silverback-Capital.com Silverback Capital Inc. | California Real Estate Broker | DRE Corporation License #02168228

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Investment property loan types in Vermont

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Hard money

    Short-term, asset-backed, funded in days rather than weeks. Used for flips and deals that cannot wait for conventional underwriting.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

  • Portfolio loans

    One lender holds the loan rather than selling it on, so terms can bend to an investor's situation.

How to find a lender in Vermont

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Vermont

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Vermont meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Vermont lenders on BiggerPockets offer?

126 lenders serve Vermont as of November 15, 2026. 121 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 66 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Vermont?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Vermont. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Vermont’s business registry or ask the lender what licensing applies to them.

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