Investment property lenders in California

We offer Investor focused lending products with limited document requirements and industry disrupting low fees. Our founder, Ashley Abbott is a seasoned investor with over 80 rental doors who built this company with the mind-set of delivering loan products that satisfy every rental investor and fix and flippers needs. We require no bank statements, no W-2, and no tax returns for our loans. We require no verification of funds or reserves on purchase and refinance so no bank statements ever! We also accept new appraised value with no seasoning. You can buy a house today for 100k and we will accept your 150k appraisal tomorrow and refinance based on new value immediately. We are truly your NO Red Tape lender. Combining our simple process with industry low fees and competitive rates is what has made us incredibly successful as the go to source for investors.

I'm an AZ native and RE investor. As a broker I have hundreds of options and can help find the right one for your situation. I specialize in DSCR products to pull out equity or free up more cash flow, all while optimizing your portfolio. In addition to DSCR I can help with these things: -Traditional Mortgages (Conv, VA, FHA) -Hard Money -Commercial -Special offering is our Fast50 with no minimum credit score -HELOCs/HELs I own 2 duplexes of my own and occasionally do a light fix and flip or a house hack. I love running numbers and seeing how things work out best for everyone. There is a lot of nuance in the DSCR/NonQM space and I would love nothing more to help you walk through it.

Pimlico Capital provides real estate investors with a flexible and efficient process, quick turnaround times, and an unmatched personalized relationship. We offer short-term hard money loans for investment property acquisition and construction, as well as long-term no-doc DSCR cash-out and rate and term refinances.

A leading nationwide, private money lender and Third-Party Originator of business purpose loans (BPLs) with >$350M of cumulative originations and best-in-class product knowledge and service, driving borrower satisfaction, loyalty, and referrals. When we started this company, we knew that we wanted to focus on education, building relationships, and helping investors toward financial freedom. So that is exactly what we did. When our founders joined forces, each brought unique and valuable skills and experience that would lay the foundation for our company. Before BRRRR Loans, there wasn’t a private, long-term financing option designed for securitization…there was only hard money or “fix & flip” loans. As a result, the only way a borrower could exit a hard money loan was to sell the property and pay off the loan or refinance with a bank. We knew that there had to be another way, and that is how the idea of BRRRR Loans was born. We have the knowledge and resources to help fund your next real estate investment, and we will do it, standing by your side and helping you achieve your goals.

Real Estate Investor and Lender since 1997 helping thousands of investors to expand their portfolio nationally with a focus on long term finance within compounded Entity structure. Building a multi entity structure and still being bankable is our focus. Family is the most important thing to us and how to pass on the legacy of your Intellectual and hard asset wealth is priority to our team. www.aaronchapman.com

At Absolute Home Mortgage we prioritize fast closings, accountable preapprovals, and proper communication throughout the entire transaction. Our loan officers are eager to help you reach your investment and home financing goals. Having the ability to access a wide variety of loan programs, we are able to help you find the right product that best suits your needs. Apply online or call today!

If you're looking for fast, reliable financing with competitive, aggressive terms, exceptional customer service, and consistent communication, we're the partner you need to get your transaction funded. With over 10 years of industry experience, we bring the knowledge, expertise, and drive to navigate the process efficiently. Our goal is to provide a smooth, transparent, and straightforward path from initial conversation to closing, ensuring you have the support and guidance needed to get your deal across the finish line.

Alex Miller Mortgage helps real estate investors finance rentals, flips, and growing portfolios with flexible DSCR, bank statement, and non-QM loans built around how investors actually earn. We specialize in the deals traditional banks turn down, including first-time and experienced investors, self-employed borrowers, and foreign nationals, with creative, AI-assisted underwriting that keeps your deal moving. We work hands-on with every client from first call to closing. It’s all hands on deck on every file. What we offer: ✓ Creative AI-Assisted Lenient Non-QM Underwriting ✓ DSCR & Bank Statement 2nds ✓ Lease to Qualify — 120% of 1007 ✓ DSCR Cash-Out to 80% ✓ Live Rent Free on DSCR Refi ✓ First-Time Homebuyer DSCR (with restrictions) ✓ No Seasoning C/O on New Value ✓ No Sourcing of Large Deposits ✓ No LTV Restriction for First-Time Investors ✓ Unlimited Cash-Out to 75% LTV ✓ DSCR No-Reserve Refi ✓ 3-Month Reserve for Purchase — That’s It ✓ P&L with No Bank Statements ✓ 85% DSCR to $1M ✓ Foreign National Cash-Out to 70% LTV (super easy qual) ✓ Take Higher Score of Bank Statement Borrower ✓ ITIN ✓ NY CEMA Whether you’re buying your first rental or scaling a portfolio, reach out and let’s structure your next deal.

At Ameritrust Mortgage Corporation, we specialize in Non-QM lending solutions tailored for real estate investors and self-employed borrowers. As a direct mortgage lender, we provide flexible financing options that go beyond traditional guidelines, empowering borrowers who may not fit the conventional loan mold. Our Non-QM programs include DSCR loans for real estate investors, bank statement loans for self-employed professionals, and an entire range of Alt-Doc solutions. Whether you're expanding your rental portfolio, purchasing a second home, or securing financing without traditional income verification, we have the expertise and products to make it happen. With a streamlined lending process, competitive rates, and a team of experts who understand creative financing, Ameritrust Mortgage Corporation helps investors and homebuyers achieve their real estate goals. Let’s build your financial future—on your terms.

At AnnieMac Home Mortgage, we believe there’s no such thing as a dead deal—only missed solutions. Our “No Deal Left Behind” approach helps investors secure financing others overlook. As a nationwide lender specializing in NonQM, Conventional, and Government programs, we’re built to solve complex scenarios. From our signature Cash2Keys Program to creative lending strategies, we take pride in finding a solution for every borrower.