All Forum Posts by: Amy Ranae

@Tim Harrell good move! 

@Alexander Lang I work with Bell too, I'm all approved to purchase with both a conventional loan and I've got a co that will do hard money if I want it, which would be much less out of pocket. This seems like a good idea as others have mentioned here, to flip a few and cash them out to pay off the loans large chunks. I feel like a need a partner on the first flip though or I'm going to try to do too much work by myself. 

@Theresa White It's not really a matter of fear of a bad idea, I know that the first deal will be a learning process and I'm honestly happy just breaking even on it. I feel like I've got some legitimate excuses for taking my time on this (just had a baby, working a TON with buyers and sellers for my "regular" real estate work, and doing projects in our own house). I can go both ways with the paying off the loans and/or buying a rental, but my feeling on it changes every few days or so depending on how busy work it. In some ways, I feel like I"m missing out when there is a lull in my market place for a week or two, but then when it picks up again and I'm swamped, it feels like I would have zero time or energy to put into it. Another thought is to just hustle through our busy season here and then do my investment shopping in the fall and winter when things slow down. So yes, these are all excuses, but in some ways to do also feel logical. 

@Marvin McTaw unfortunately I no longer get to claim my student loan interest on my taxes so they're not even doing me a little bit of good...

@Devan Mcclish direct mail stresses me out too. I hate getting it, so why would I send it?! It's hard for me to wrap my head around that. I try to do-un-to-others...

@Justin S. will do! I just got on here a few weeks ago and so far it's cool but it's big!

@Dustin BeamStudent loans are pretty much the only debt i have and definitely the highest percentage. I've got a car loan too but its tiny and only at 2% so not stressful if I keep it for the life of the loan. 

@Michael Koncaba Thanks! Good luck to us both! I was determined last year and then life happened (moved august and had a baby in jan) but this year feels like time to get after it. I've found a LOT of good deals, but have only pulled the trigger to offer on a few that feel EXTREMELY safe to me. The problem is that they feel safe to others too. 

@Devan Mcclish I have my face in MLS all day for work so it's hard not too. I don't feel comfortable with direct to seller. I do browse the craigslist occasionally but not regularly. Where should I be looking?

It does! I've been thinking I need a partner. Don't really know where to get one though! Student loans are at 6.8 so not super high but mostly they cause enough emotional pain that i just want to knock them out. I'm in the twin cities, know anyone who wants to partner with me? I find deals ALL THE TIME and I'm a realtor so it's relatively easy for me to get them quickly.