All Forum Posts by: Chris Wharton

@John R Kepler let me know if you'd have time to connect for a quick chat.

Dorian - let me know if you'd like to connect.  While a Schedule E is the first analysis of rental income, there's often opportunity to document why it's not an accurate representation of the properties P&L and why 75% of the existing 12mo lease is appropriate.

Thanks @Dave Poeppelmeier.

@Kerri Shaffer I'd be happy to see what we can do to assist.

LMK your availability tomorrow.

@Scott Bartlett I'm available to chat about options today if you like.

@Nick Shri I'd be happy to help.

@Elijah Robinson let me know if you'd have availability to chat this week. We've assisted countless folks in your situation. Many options to consider.

@Mike Pauze let's connect and see if we're a good fit.

@Chan Park if you're seeking conventional terms the seasoning requirement for a cash out refinance is 6mo. You could apply prior and get CTC so that the day you hit 6mo you can close and be liquid.

On your next property there are some crafty ways to reduce this seasoning by changing the loan parameters.

A rate and term refinance has no seasoning period. Have your LLC write you a note at 75% of the ARV, record the mortgage and abide by the terms (which should be higher than market to allow a NTB). Provided you did your DD you could now refinance anytime you like.

@Pradip Thachile let's chat. We help numerous clients with this program each month.

@Steven Wilson thanks for the shout out!

@Lamont Marable shoot me a PM or give me a call if you'd like to discuss options.