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All Forum Posts by: Chris Wharton

Chris Wharton has started 0 posts and replied 78 times.

Post: Leveraging Paid off Rental Homes

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Gabriel Gatica let's chat. A cash out refinance sounds like your best bet.

Post: Cleveland RE : To LLC or not to LLC

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Nischal C. Let me know if you'd have time to chat tomorrow about the options.

Post: Recommended appraiser in Columbus

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Sharon Raziel Send me an email and I can put you in touch with some folks.

Post: Lending for 1099 + W2

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Drew Clayton 6 months of stable w2 income with consistent earnings would fly with me. Give me a call.

Post: First time investor

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Eyal Keler you could possibly qualify for a non-QM loan with lower LTV and higher rate. Lemme know if you'd like to chat.

Post: Delayed Financing - Columbus, Springfield, Dayton, OH

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Jonathan Richards let me know if you'd be available to discuss your scenario tomorrow.

Post: No Seasoning Period Cash Out Refi Lenders in OH

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Ricardo Navarro let's chat. Much easier than typing all the various options up.

Post: No Seasoning Period Cash Out Refi Lenders in OH

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Luke Grieshop let's chat. If you're looking at conventional financing you have two options. Wait 6mo and you can tap into equity or refi immediately and be capped at cash out equal to your acquisition cost. In either scenario you'd still be capped at 70% LTV on a 2-4unit.

Post: Commercial Lenders in Columbus, Ohio. Any Suggestions?

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@David Bonnie let's chat. What roadblocks have you run into?

Post: Columbus Area Bank Recommendations

Chris Wharton
Posted
  • Lender
  • Columbus, Oh
  • Posts 82
  • Votes 72

@Luke Soroka. Let me know what we're looking for. The majority of my clients seek conventional financing, but there are additional programs if needed.

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