All Forum Posts by: Hilary Karaman

Welcome, @Jibu V. !  There's always something to learn here.  

Best of luck from one NE Philly member to another! 

Hilary

I use Colleen Levin at St Clair and she has offices in Pa and NJ.  I have clients who love Steve Ginsburg at Hanko & Ginsburg. 

Hope that helps! 

In PA, you would just have to provide a list of closing costs to the title company/closing agent. You could simply list something like 'Services Provided' and have a figure paid out to the agent at closing. The check would be cut by the closing agent at closing made payable to the agent as long as you that is what you want. This may differ between states, though.

Hope that helps!

@Ryan Craig Welcome and good luck!

Welcome, Mike! There's a large Philly group here, so lots of resources to draw from. Best of luck in your search!

Welcome, Jill!

It's hard to believe that you would be able to get any policy written with a clear and present liability like the garage. That being said, any buyer with a mortgage, not just you, would not be able to purchase this property as having a homeowners policy in place is a contingency for mainstream mortgages. I would use this reasoning to try to get the Seller to remove the garage. The Seller has a ready and willing Buyer in hand - is he/she going to kill the deal over the garage and wait for a cash buyer? Worst case scenario, you take down the garage before settlement.

I'm thinking neighborhood overall and specific location (busy corner) in relation to price. Price-wise, I think you're close to where it should be, but now it's been on the market and you know all buyers' favorite color is shiny. Is renting any option?

Oleg,

I'll pm you some people I like.

Nikolay,

Depends on the section of North Philadelphia. What section are you investing in?

Hilary