here in Columbus, OH @Paul Bryzek @Michael Norris @Robert Richmond Do you have individual trades that you can bid?

The government demands that you list that on the forms.

It is usually cheaper to insure them individually as you can better match the risk to the best carrier.

Where are you seeing gaps or unmet demand?

Mayby Blake is the deranged individual they discussed at the webinar. 

I would say the pricing reset that occurred a few years ago has to be taken into consideration along with increasingly demanding building code requirements that continue to go into effect across most of the country. 

The language in Cleveland only applies utilities that are not individually metered, so if you have one water meter for a duplex/triplex for example.  

Just don’t act like Texas is off the table when the data and demand say otherwise.Best of luck!

While everyone's watching the stadium, smart investors see the ripple effect — surrounding properties, new multifamily demand, and commercial opportunities.

Student housing just hit roughly 95% occupancy for Fall 2025, while many conventional multifamily assets are still hovering under 90%.That’s a pretty wild gap when you think about it.Even with higher rates and tighter lending conditions, demand for quality, campus-adjacent housing hasn’t slowed down.