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Investment property lenders in Vermont

Browse 126 lenders who fund investment property in Vermont as of November 15, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 126 lenders funding investment property in Vermont

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  • Arshawn Ashari - Fast Action Mortgage

    NMLS #1828474

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +4 more

    I'm Arshawn Ashari, a mortgage broker who specializes in helping real estate investors and homeowners in the state of CA. Whether you're purchasing your next investment property, refinancing to pull equity, or structuring a deal that a big bank won't touch, I work across a wide range of loan programs to find the right fit: Conventional, Jumbo, Govt, DSCR, First-time Homebuyer, Bank Statement, and P&L Only loans. I am your one-stop-shop! What sets me apart: -Speed & responsiveness — "Fast Action" isn't just our name. I understand that deals have timelines, and I'm responsive when it counts. -Investor-focused — I work with clients who think in terms of cash flow, equity, and portfolio building — not just getting into a home. -Independent brokerage — As a broker (not a bank), I shop your loan across multiple lenders to find the most competitive rates and terms for your situation. -Multiple Scotsman Guide award recipient — Named among the top mortgage originators nationally, a benchmark for volume and performance in the industry. If you're looking for a lending partner who understands the investor mindset, let's connect!

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  • Bison State Bank

    NMLS #757416

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +8 more

    Bison State Bank blends the traditional personalized experience of your local neighborhood bank with an innovative approach, the latest technology, and the expertise of top notch banking professionals. We offer extremely competitive interest rates on investment properties - loan options include Conventional, DSCR, Home Equity Loans, and more. Conventional rates can be viewed here - https://www.bisonstatebank.com/todays-rate/. Since 1901, our bank has been dedicated to providing an exceptional experience for our customers. Our values of integrity, service, and expertise have served as our guide for over a century and we are confident that whether you are in need of personal banking, small-business banking, or mortgage lending, we will provide the service best suited for you.

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  • Blackdot Mortgage

    NMLS #2383240

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +12 more

    Broker. Investor. Portfolio Builder. I’m not just a mortgage broker, I’m a real estate investor who has personally used DSCR financing to build my own portfolio. As the owner of Blackdot Mortgage, I understand investment financing from both sides of the transaction. I’ve personally navigated the process of analyzing properties, evaluating rental income, structuring DSCR financing, and using real estate to build long-term wealth. My focus is helping investors use DSCR and other investment-property financing to acquire and grow their portfolios. And because I own a full-service mortgage brokerage, you’re not limited to one loan program. If DSCR isn’t the right fit for your investment, I can help you explore other financing strategies. Whether you’re purchasing your first rental property or looking to scale an established portfolio, my goal is simple: help you understand the numbers, find the right financing strategy, and make your next investment easier than your last. I invest. I understand DSCR. I understand the mortgage business. And I’m here to help you build your portfolio. DSCR financing available in most states across the U.S.

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  • Bobadilla Home Loans

    NMLS #820270

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    We focus on helping entrepreneurs thrive and expand through real estate. We are licensed in 38 states to help you across the United States.

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  • CV3 Financial Services

    NMLS #2478266

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    Whether you’re looking to buy and hold, fix and flip, or build your rental business, CV3 is your trusted capital partner. CV3 Financial Services was built by and for real estate investors to provide both purchase and refinancing options for investment properties in 30+ states. CV3 delivers direct answers, quick closings, and flexible solutions for bridge, fix and flip and rehab loans, as well as adjustable or fixed rate rental property financing. With its diversified financial strength, CV3 is a lender that delivers speed, leverage, and consistency.

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  • Capital Lending Group

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +13 more

    Capital Lending Group, was founded in 2019 as a commercial, business purpose loan brokerage that connects businesses and real estate investors with lenders and financing solutions. Specializing in bridge loans, construction/rehabilitation financing, agricultural loans, and business loans. Capital Lending Group provides a transparent and innovative solution to satisfying the short-term and long-term financing needs of its clients. Capital Lending Group challenges the conventional approach to commercial real estate financing. It’s an invitation to business owners and investors to see Capital Lending Group not just as a loan broker, but as a partner in reimagining what’s possible in their ventures.

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  • Chad Baker Team

    NMLS #329451

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +5 more

    If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing & Flexible Guidelines CCM is directly involved in the securitization of Non-QM loans through an exclusive partnerships. Unlike traditional mortgage banks and brokers that must sell their Non-QM loans to secondary market investors, CCM participates in securitizations in-house. This gives us greater flexibility in underwriting, allowing us to approve loans that other lenders simply can't. ✅ More Approvals, More Loan Options Over 30% of Non-QM loans at CCM are approved outside standard guidelines—thanks to our unique ability to grant guideline exceptions. This includes: ✔️ Lower credit scores than standard guidelines allow ✔️ Higher loan-to-value ratios and increased cash-out options ✔️ Reduced reserve and down payment requirements ✔️ No-ratio DSCR loans for real estate investors ✔️ Perform multiple transactions at the same time

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  • Contour Mortgage Corp

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +5 more

    Contour Mortgage is a multi-state, full-service mortgage lender that has been helping homebuyers and homeowners with purchase, refinance, renovation, and investment-property financing since 1993. We offer a wide range of loan programs with a focus on personalized service and helping borrowers find financing that fits their goals.

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  • Deb Herdman, The Federal Savings Bank

    NMLS #564371

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +12 more

    I've been in mortgage lending since 1992, and I'm also an active short-term rental investor myself, so I understand investing from both sides of the table. I offer conventional, non-QM, DSCR, 1-4 family, and 5+ unit financing for short and long term rental properties, lending in all 50 states. Because I invest myself, I understand cash flow, seasonality, and underwriting nuances.

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  • ErickLends

    No NMLS on file

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • DSCR (long-term rental)
    • +7 more

    Our loan products are built for how investors actually operate: long-term rentals, short-term rentals, BRRRR refinances, multi-family, and LLC-vested properties. Whether you’re closing on your first rental or your 100th, we move fast, structure flexibly, and treat every deal like the investment it is.

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Investment property loan types in Vermont

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Hard money

    Short-term, asset-backed, funded in days rather than weeks. Used for flips and deals that cannot wait for conventional underwriting.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

  • Portfolio loans

    One lender holds the loan rather than selling it on, so terms can bend to an investor's situation.

How to find a lender in Vermont

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Vermont

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Vermont meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Vermont lenders on BiggerPockets offer?

126 lenders serve Vermont as of November 15, 2026. 121 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 66 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Vermont?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Vermont. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Vermont’s business registry or ask the lender what licensing applies to them.

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