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All Forum Posts by: Brandon Croucier

Brandon Croucier has started 2 posts and replied 626 times.

Post: Buying a house to rent to my in-laws

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

Hi Rachel, there are a few investment products that allow 100% gift funds, glad to help!

Post: Urgent: Need advice on choosing DSCR loan option

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

Hey Bans, If I were in your shoes I'd take the ARM. However, on 30-year fixed rate DSCR with 25% down you might be able to get a lower rate. Happy to connect and take a swing at this for you!

Post: Own a house outright & need a lender--is there ANYONE that can help?? PLEASE????

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

Hi Laura, 

Im Happy to connect and assist you on this one! 

Post: Is CRE cash out refi for income producing property still available?

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

Hi Ivan, 

Happy to connect! Depending on the area I might be able to help.

Post: Any DSCR lenders you recommend

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

Hi Adriana,

Happy to connect!

Post: Looking for Private or Hard Money Lender (Rockland/Orange County NY)

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

Are you still looking for funding?

Post: Looking for a private lender

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

If you have a 640 FICO I can do loans with that credit all day.
Happy to connect!

Post: Non Recourse Loans

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

HI Kane, Happy to assist.

Depending on the deal, it may be an option for you.

Post: Urgent Advice Needed: Choosing the Best DSCR Loan Option Before Closing

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

Hi Emmanuel,

Why don't you just use a 3 year prepayment at a 3,2,1 declining and take a lower rate? 

Make 20% increased payments for 2-3 years, stockpile your cash and after 2-3 years pay it down more if you really like. 

No point in taking the higher rate if you do the math.

Happy to connect!

Post: Low Credit Score? Tips for Getting Approved for Hard Money Loans

Brandon Croucier
Posted
  • Lender
  • Nashville, TN
  • Posts 687
  • Votes 279

There's a lot of ways to get the deal done.

Plenty of investors who don't care about FICO depending on the LTV, money is more expensive as a result.

Everyones definition of low-mid credit is different.

What range are we referring to?