All Forum Posts by: Isiah Ferguson

Does anyone recommend a bank to get a FHA loan from. I'm a first time home buyer ? I'm not quite sure about Bank of America...

@John Nachtigall Hey, I just spoke with the county clerk and she said my tenant hasn't filed too appeal yet. She has until the 9th to either vacate the property or appeal. If she appeal she'll have to pay 150$ appeal fee and also a prorated charge for staying at the property during the appeal process. 2 additional separate which I highly think she don't have but will see. If she doesn't appeal then I'll have to pay a 55$ too the court and they'll set a time and date for me to meet with the sheriff too take possession of the property. This is my first eviction. I'm so happy I get to experience this. So I can no what to expect moving forward. 

@John Nachtigall She went with the same excuse. The judge explain to her that I did everything I needed to do and she should've paid her rent. She has until the 9th of June to vacate or she can appeal it. She told the judge she wants too appeal. So this morning I have to call the county clerk too see if she decided too appeal or not. Also we had a side bar and she explain to me how she want to stay and not lose her place but I told her that the property belongs too an out of state and investor and I'm just following company protocol and he wants her out. 

Hey BP family. You guys would be proud, I did the right thing as being the lord of my land and filed for eviction. We have court on the 30th. This is my first eviction, so Hopefully this turnover goes quickly. 

Yes sir, will do @John Nachtigall

Hey, thank you guys once again. Their are so many different prospective on here pertaining to my current situation at hand. I completely understand business is business and should never been feelings involved. SOME of you guys' are kinda intimidating/aggressive with your response. It doesn't matter if she lying or not at lease some of the story is half true. The previous 2x she's been late was both on the 6th. Honestly, I don't think she a terrible tenant and probably wouldn't mine her staying especially compared to some of the horror story some of you guys have/had. Obviously, she is in some sort of situation, off course not paying her rent is disturbing but the lack of her communication is worst for the long term. I don't have to worry about the bank because the property is free and clear. Growing up, I lived in shelters with my parents, we been evicted a few time before, and late on rent is not the word. I've seen struggle. Being in this situation is kinda my fault as a landlord. I never really got a chance to set the tone because the tenant was inherited. Simply, moving forward I'm going to give her 3 options" pay me 1. Pay me on the first both May and June rent plus late fee. 2. Cash for keys & leave on the first. 3. Violate the lease, go through the eviction process, risk your credit, & have to go and back and fourth to court and having to pay court fees etc.

@Bernie Neyer @Matthew Olszak @Nicole A. @Paul Staszel @John Nachtigall Check out my last post guys. It's a pic of our back and fourth text. She has to go.

I'm done.......smh

First, I would like to thank  ALL you guys and show appreciation for your responses and help. 

@Marcia Maynard You've touch on some really valid points and questions' to ask. The letter was a legal document equivalent to my jurisdiction that I've recieved form the property manager in the community that I'm renting in which is not too far from my investment property. So i should be okay with the letter. Communicating in person is always better than a Text. I sent her my last post I shared previously and she responded "ok thank u". From here, ill give to until the end of the day to provide documentation and if she does send me her documentation, ill give her additional deadline period to pay. If not, I will proceed with the eviction process letter. Do I have to go through the courts to get an eviction letter ? Can I just give her a letter of Eviction myself ? and see if she agree to leave in a 30 day time frame to vacate the permises. Should I offer cash for keys ? Or just head too the court house to get the ball rolling ?

Of course, I would like to avoid the court process if I can. I would even consider giving her cash for keys. She never notified me that she would be late after the 5th, I contacted her on the 6th. Explained how she lost her purse etc. blah blah blah. I told her she'll get a 10 day deadline notice to pay and if not the company will follow through with the court process. Today, which is her deadline day. She didn't contact me explaining her response from my previous post, I text her saying today is the deadline day and that was her response.

Moving forward, my response will be " There is a company policy and a protocol I have to follow as a "property manager". The property owner is willing to work with your unfortunate circumstances but it will be mandatory to provide necessary documentation of a police report and a statement from your Church pastor stating, he will pay your rent total for the month of May and payment date. These documentation should be sent to me by Via Text Message or E-Mail before 4pm on May 15, 2017. If you fail to summit documentations we will have to proceed with the eviction process.

Goodluck !

Sincerely, Richard

Community manager" 

@Christine Kankowski

@Nathan Gesner

@Nicole A.