All Forum Posts by: Lauren Sanford
Lauren Sanford has started 0 posts and replied 114 times.
Post: What does retirement look like for a long-time real estate investor
- Investor
- Posts 121
- Votes 36
Quote from @Kevin Polite:
Quote from @John McKee:
@Jules Aton. That is correct! This is a wealth preservation portfolio. No more need to chase ROI
I had a similar conversation with an investor friend who's been retired for 20 years and now 100% in the stock market. I'm not risk-averse either, but I still think that's a bit extreme—too much volatility, not enough control.
I really like your allocation strategy. At a certain point, it's less about chasing high ROI and more about consistent, low-hassle income. That's a mindset shift that's hard for a lot of investors after years of being in acquisition mode. I
If you're open to sharing more, I'd be curious to hear how you source your private credit and mortgage note deals—especially the 12% returns. That's attractive and seems like a natural next step.
Post: Mortgage Notes: A Passive Income Stream Worth Exploring?
- Investor
- Posts 121
- Votes 36
15 Years, 100's of notes purchased! Always a new problem to solve is both a pro and con. Located in NJ
Post: Mortgage Note Investing: A Hidden Gem in Real Estate
- Investor
- Posts 121
- Votes 36
Quote from @Margaret Steck:
Mortgage note investing often flies under the radar compared to traditional property investing, yet it offers unique benefits like passive income and portfolio diversification without the typical landlord headaches.
For those who have ventured into note investing, what strategies or resources have helped you succeed? And for those curious but cautious—what questions do you have before taking the plunge?
Let’s use this space to network, exchange knowledge, and support each other in exploring this intriguing investment avenue.
Thanks for the post. We have been in the space for 15 years and that is a loaded question. We have posted a lot of this content in multiple places. Networking is a big key and understanding the investment from other experienced investors will help you go further. Feel free to reach out !
Quote from @Ollie Wright:
Lauren, we are looking buy discounted notes for cash and boker them to investors for cash flow. We look for first lien notes on residential 1-4 units, 2800 sq ft max, 5 br 3ba max, lot size 1/2 acre, LTV below 70 and under the FHA cap for the area. That is our sweet spot, but we will look at almost anything. We look for a 15-20% yield
Quote from @Ollie Wright:
We buy Residential & Land Notes — whether Performing or Non-Performing.
✅ Quick Process
✅ CASH Offers
✅ Close in as little as 10 days!
Whether you're a private lender, investor, or heir — we make it easy to turn your note into cash.
📩 DM me to get a no-pressure offer today!
#SellYourNote #NoteBuyer #MortgageNotes #RealEstateNotes #NoteInvesting #CashForNotes #PrivateLender #PassiveIncome #PerformingNotes #NonPerformingNotes #TopgunNotes #RealEstateInvestor #CloseFast #NoteExitStrategy
What is your targeted IRR you are looking for?
Post: 🏡 Curious — How Are You Finding Note Deals in This Market?
- Investor
- Posts 121
- Votes 36
@Barbara Johannsen we are big on networking. We buy direct with our network of investors that we work with closely on a weekly basis for the past 10+ years. Buying from banks or Funds with a goal of hitting double digit returns can be very difficult since the discount will have to be large with the low interest rates. I am sure you can find the replay on that topic. Reach out if you are looking for more details.
Post: Loans using mortgage notes as collateral
- Investor
- Posts 121
- Votes 36
@Jose Ortega If you have a bunch you could do a warehouse line which is still hypothecation as our friend and colleague @Patrick Roberts talked about. You still need significant deals and you need to make sure you are close to a 1.25 on those helocs.
Post: 💸 Turn your mortgage note into cash today!
- Investor
- Posts 121
- Votes 36
Quote from @Kenneth Malloy:
💸 Turn your mortgage note into cash today! Whether it’s for your next big project or unexpected expenses, we make the process quick, easy, and stress-free.
📲 Reach out now to get started or click secured link to learn more!
https://cashpaperbuyer.com/kpmalloysr
#MortgageNotes #CashForNotes #RealEstate #FastCash
Keith, we have around 70 notes for sale. If interested please reach out.
Post: What Makes a Mortgage Note a “No-Go” for You?
- Investor
- Posts 121
- Votes 36
Quote from @Margaret Steck:
I have my own red flags- I'm interested in buying notes if they meet some basic underwriting requirements. Even if it doesn’t, I may still be able to purchase it.
What are yours when reviewing a potential purchase?
1) States that require a Note Holder to have a debt license (even with a servicer) and the state also has a long foreclosure timeline.
2) If seller finance, ensuring the ATR is acquired at origination.
3) Rural Areas (as defined in our 14 Points that make a note valuable)
We have a few more that we have talked about on our Notes Show.
Post: 💰 Note Owners: Cash Out Today! Got a mortgage note?
- Investor
- Posts 121
- Votes 36
Quote from @Gwen Pipatanangkura:
Got a mortgage note? Whether it's performing or non-performing, we make fast offers and close in days, not months.
✅ First Position Notes
✅ Quick, Reliable Cash Offers
✅ Get Paid Fast
Don’t wait—turn your note into cash now with Property Solutions 168!
#MortgageNotes #NoteBuyer #RealEstateNotes #CashForNotes #NoteInvesting #NonPerformingNotes #PerformingNotes #PropertySolutions168 #NoteOwners #FastCashOffer
@Gwen Pipatanangkura are you brokering them or you principal buyer?