All Forum Posts by: Lauren Sanford
Lauren Sanford has started 0 posts and replied 114 times.
Post: Turning Notes into Passive Income
- Investor
- Posts 121
- Votes 36
Quote from @Margaret Steck:
Mortgage note investing can be a fantastic way to generate steady, hands-off income without the typical headaches of managing rental properties. Over the years, I’ve seen how strategic note purchases can diversify portfolios and create reliable cash flow streams.
If you’re curious about how note investing works or want to explore opportunities in this space, feel free to reply here or reach out directly. Happy to share insights and discuss how to get started!
Great job! Hopefully we get to meet you at one of the upcoming national note Conferences soon!
JKP
Post: Note Investing for Newbies: Where Do You Source Your Mortgage Notes?
- Investor
- Posts 121
- Votes 36
@Margaret Steck us, JKP, have been in the note space for over 15 years and co-host of the Real Estate Notes Show. For us networking with other note investors is the most helpful. We attend conferences but also are consistent in communicating with others via social media (different platforms), email, zoom and phone calls. For sourcing notes, we often buy from other note holders, note buyers and more recently note creators. Let us know how we can help.
Post: First-Time Note Investing: Where to Start?
- Investor
- Posts 121
- Votes 36
Quote from @Margaret Steck:
Want to know the #1 lesson to successfully build a mortgage note portfolio? Let's Connect!
Your network! I assum you have missed all 136 episodes of the Real Estate Notes Show live (facebook or linkedin) live events or replays youtube or podcast
Post: Note Buyer Here: Looking to Connect with Real Estate Professionals
- Investor
- Posts 121
- Votes 36
@Brett Anderson On Episode 127 Real Estate Notes Show we had Scott Arpan who discussed buying leads of these types of notes. Then on Episode 132 we had Jeff Armstrong who discussed details on his Marketing for these types of notes.
We come across these types of notes many times in our 15 years, however you need to be patient and able to handle many issues as the collateral is often not done well.
Post: Due Diligence Checklist for Mortgage Note Purchases
- Investor
- Posts 121
- Votes 36
Quote from @David Cooper:
Hello fellow investors,
When purchasing mortgage notes, what are the most critical items to include in your due diligence checklist? Are there any specific tools or resources you recommend for evaluating potential investments?
Post: Current PPR Reviews
- Investor
- Posts 121
- Votes 36
@John McKee Our podcast "Real Estate Notes Show" Partner Nathan Turner also has a fund.
Post: Looking for an Excel Template to Simulate Note Loan Investments?
- Investor
- Posts 121
- Votes 36
Quote from @Alex Booth:
I agree with Chris and Don. Last year, I built a note investing calculator and kept tweaking it as I learned more. I'm no Excel expert, but it helps guide my capital allocation decisions. Don makes a good point: focusing too much on numbers can make you overlook risks and pitfalls—not just in notes, but in any investment.
I've got a spreadsheet I'd be happy to share. Personally, I learn best by diving in, so I'd suggest starting small—maybe buy a land note or a partial—to get hands-on experience with minimal risk.
For reading, I'd recommend "Invest in Debt" by Jimmy Napier. Also, the JKP Holdings podcast is great for on-the-go learning.
Post: Seeking Advice on Mortgage Note Diversification
- Investor
- Posts 121
- Votes 36
Quote from @David Cooper:
Hello BiggerPockets community! I'm looking to diversify my investment portfolio with mortgage notes. What strategies have you found most effective for balancing risk and return in this space? Share your experiences!
Listen and Network with multiple seasoned investors to get a feel of what is working and what is not. Ensure you have a well calculated bid calculator. Be sure to know what our risk level is/ is not. Even with our Company having over 15 years of experience we still network with the best to build experiences.
Post: Common Misconceptions About Mortgage Note Investing
- Investor
- Posts 121
- Votes 36
Quote from @David Cooper:
What misconceptions have you heard about mortgage note investing? Let’s debunk them together!
We had a great Episode on this exact topic! Real Estate Notes Show Episode
MYTHBUSTING! Bursting YOUR Note Investing beliefs! Full Length
Youtube, Spotify and Apple Podcasts
Post: Notes Investments: Crtieria for Selecting Location
- Investor
- Posts 121
- Votes 36
Quote from @Michael Wang:
Hi everyone, I'm a land investor with experience in flipping residential land, including infill lots and rural vacant land, with market values ranging from $40,000 to $200,000 in NC and TN. All of my transactions have been cash sales. Lately, I've been thinking about to creating a note portfolio to build a six-figure "passive income".
Are there any specific criteria for selecting states for note investing?
I've been thinking about the difference between judicial and non-judicial foreclosure states. Non-judicial foreclosure states have a faster foreclosure process, which means I can recover my investment more quickly if a borrower defaults on payments. But some states have both judicial and Non-judicial foreclosures, and I guess I will need to narrow down to specific counties.
I'd like to create my notes as well as buying some performing notes done the road using investors' money.
What's your thoughts on picking up a specific state or county for notes investment?
Thanks
Michael
Understood. We have been in the space for over a decade and we understand the attraction to non-judicial, however just be aware so does everyone else. The deal is often found when you know the property value better than the seller. The seller thinks the property is worth 50k but you know its worth 75-100k.
Just be careful in NC as it is highly regulated. We actually had a episode on our show about this topic a few months back.