Portfolio lenders in California

**Schedule Strategy Call - www.bpinvestorteam.com or 888-343-1043 BiggerPockets own Tony J. Robinson, Rent To Retirement, and Amanda Han’s preferred lender and we have helped thousands of real estate investors over the past 20 years. BiggerPockets RE Podcast Episodes 1163, 943 & 939 and BiggerPockets Rookie Show Episodes 588 & 409 **We're hiring!! Call 888-343-1043** Specializing in strategic planning for real estate investors. Conventional and non-conventional lending experts. Lending nationwide (except NY). Very fast closing 10-21 day closings so you can compete with all cash offers. Primary residence loan options: - 3% down Fannie Mae 1 unit - 5% down Fannie Mae 2-4 units - Up to 105% financing with down payment assistance up to 2 units - Conventional, FHA, VA & USDA loan options available Second home loan options: - Conventional and non-conventional - 10% down, 660 minimum FICO Investment property loan options: - Conventional and non-conventional - 15% down, 680 minimum FICO DSCR: - Purchases up to 85% LTV using LTR analysis, 720 minimum FICO - Purchases up to 80% LTV using STR, MTR or LTR analysis, 620 minimum FICO - Rate & Term refinance - up to 80% LTV using the STR, MTR or LTR analysis – 620 minimum FICO - Cash out refinance up to 75% LTV using the STR, MTR or LTR analysis – 620 minimum FICO Business bank statement loan: - 12-24 months business or personal bank statements instead of your tax returns for qualification Asset qualifier loan: - Little to no documentable income allowed - Assets can be used in combination with other income sources for qualification - Minimum 200,000+ in assets on top of your down payment and 6 months reserves

We can lend nationally and close in as quick as 7 days with 90% of the purchase price and up to 100% of the rehab amount! We specially in fix-and-flip loans, new construction loans for ground up development, and DSCR loans for refinances and purchases. If you want the most competitive pricing available, fast closings, and a lender who knows your business model, we can provide that!

I specialize in short-term rental financing, non-QM loans, and creative lending solutions for real estate investors across several states. I help self-employed borrowers and portfolio investors explore financing when traditional income documentation or debt-to-income limits restrict their options. My services include DSCR rental loans, bank-statement and 1099 programs, cash-out refinancing, bridge loans, fix-and-flip financing, and ground-up construction. I evaluate each deal’s cash flow, equity, liquidity, and exit strategy to help match the financing to your investment goals. As a third-generation real estate professional, U.S. veteran, and MBA with a background in construction and mortgage operations, I bring practical experience and straightforward communication to complex deals. Alexa Kemp, MBA | NMLS #1990457 @alexafundsit | [email protected]

Sunflower Bank Mortgage Lending offers a large variety of mortgage products catered to the seasoned investor to first time buyers and everything in between. Whether you're buying your first home, refinancing, or exploring investment opportunities, I am here to guide you every step of the way. We proudly partner with homeowners, real estate professionals, builders, and appraisers to make the financing process seamless and personalized.

I specialize in helping homebuyers and real estate investors secure the right financing—whether it’s a conventional purchase, refinance, VA loan, or DSCR investment property. My focus is on speed, clarity, and structuring deals that actually help you build long-term wealth. I work closely with investors at all levels, from first-time buyers to experienced portfolio builders, providing tailored loan solutions and transparent guidance every step of the way. If you’re looking for a reliable lending partner who understands both financing and strategy, I’m here to help you close with confidence.

Unlock More Deals with the Power of 300+ Lending Relationships NEXA Mortgage gives real estate investors an unmatched advantage through a network of over 300 wholesale lending partners, including 90+ lenders offering DSCR financing and approximately 18 lenders specializing in Short-Term Rental (STR) DSCR programs. Instead of forcing investors into a one-size-fits-all loan, we leverage an expansive marketplace to match each property, strategy, and investment goal with the right financing solution while shopping the market for our clients to achieve the most competitive rate and terms possible. Whether you're acquiring your first rental or scaling a large portfolio, our DSCR programs are built for investors who want to grow efficiently. By qualifying primarily based on a property's cash flow rather than traditional income documentation, DSCR financing allows investors to preserve flexibility, move quickly on opportunities, and continue building their real estate portfolios. From long-term rentals and Airbnb properties to multi-unit investments, BRRRR projects, fix-n-flips, refinances, and portfolio expansion, we provide strategic lending solutions designed around how successful investors operate. Beyond investor financing, NEXA offers access to conventional, FHA, VA, USDA, jumbo, super jumbo, non-QM, bank statement, commercial, vacant land, and specialized mortgage products—giving our clients a financing partner capable of supporting every stage of their real estate journey. Our mission is simple: provide exceptional service, transparent communication, and access to the right loan strategy to help clients build wealth through real estate. In real estate, your financing strategy can be the difference between missing a deal and closing the next opportunity. With NEXA, you gain more than a lender—you gain access to a nationwide network of financing solutions built to help you scale.

ATZI Advisory arranges debt for commercial real estate owners, sponsors and developers in the $1M to $20M range. We are not a lender. We are the party that knows where the money actually is, what each lender will genuinely fund this quarter, and how to move a file from application to closing without it stalling. We structure your deal, match it to the right lender from a network of 100+ capital sources, and manage it through to closing. Bridge, hard money, construction and conventional debt.

We are a Direct Lender and Broker, based out of Miami, Florida. 5-star rating on Google! Specialize in DSCR buy and hold and Fix and Flip. We help you strategize with new and seasoned investors for their real estate success. Here's what sets us apart: Tailored Solutions: We go beyond cookie-cutter options. Our vast network of 40+ lenders allows us to craft personalized mortgage solutions that seamlessly align with your unique needs, wants, and financial goals. Expertise & Experience: Our team draws upon years of experience in the residential and commercial financing industry, navigating regulations and market nuances to secure the most competitive rates available. Client-Centric Approach: We prioritize clear communication and build genuine relationships with every client. You'll receive transparent guidance and dedicated support throughout your entire homeownership journey. Teamwork is Key: Our collaborative environment fosters seamless communication and efficient loan processing. From pre-approval to closing, you'll experience a stress-free and streamlined experience.

We are the #1 Brokerage in Santa Ana, CA as rated by Scotsman Guide, #7 in Orange County and #26 in the State of CA, we specialize in DSCR, Non-QM, Conventional and FHA financing while delivering unmatched loan options, rates, and service to investors like you. Whether you're diving into short-term rentals or securing a long-term investment, we've got the perfect loan for every scenario. 🏡 Explore Endless Mortgage Options with Us! 🏦 Our Expertise Includes: 🌟 Short-Term Rentals: Flexible loans tailored for your vacation or Airbnb properties. 🏠 Long-Term Loans: Competitive rates for traditional rental properties. 🔄 Refinance Loans: Unlocking savings through refinancing tailored to your needs. 🛒 Purchase Loans: Seamless financing for new property acquisitions. Why Choose Us? ✅ Unmatched Variety: We offer a myriad of loan options to suit every investor. ✅ Competitive Rates: Access rates that fit your investment strategy. ✅ Exceptional Service: Our team is dedicated to guiding you through the lending process. Ready to secure your financial future? Let us know how we can assist you! 📞 888-505-5820

Based in Cleveland - Lending Nationwide - Always happy to help analyze Deals Helping real estate investors scale portfolio - DSCR rental loans - Conventional investment property financing - Private money for investment deals - BRRR strategy financing