Bill introduced to shield unpaid federal workers from Landlords!

181 Replies

Supposedly they have introduced a bill (Not passed yet) to sheild unpaid federal workers from lenders and landlords. What a pain in the ***! This Gov't shutdown is going to affect way more people now. I don't know if it will be passed or not. If anyone knows anymore on this bill let us know in the forum please!

I am with @John Underwood   it would be just plain wrong to file eviction. Just like deployed Military  they cannot be foreclosed on.    

In my mind if a landlord cant make it one or two months without the rent coming in then they are just another under capitalized enterprise.. 

A lot of drama over what is really not that big of a deal. Obviously they are all going to go back to work, get their pay and back pay. How would it make any sense to start an eviction process against someone? Before the process could finish they'd be caught back up, and you'd have spun your wheels for nothing.

@Dennis M. If you dislike people simply because they earn their income by being employed by the federal government, you probably wouldn't rent to them and take their money in the first place, so you wouldn't have that choice to make would you? 

The folks I also feel  badly for are the contractors. Who are working,  not getting paid, and  not going to get back pay. Who is protecting them? 

I have had numerous bouts throughout my life when I have been without pay for months. I never expected any one to feel sorry for me and never accepted handouts.

Military, federal worker, sanitary engineer, doctor, electrician, they are all the same to me and I treat them all the same. It makes no defiance why any individual can not pay their bills. I also have bills, I run a business and am not a welfare office. Sure I will cut them a break but it would not be acceptable for them to tell me they have NO rent money for me. They dam well better have something for me if they have money for anything else. What makes it worse is that it is their choice to live pay check to pay check and expect us to undersand and be compasionate. Sorry no compassion for stupidity.

They know they are not getting paid it is their responsibility to find ways to make ends meet. They need to borrow money from friends and family, sell something or find other ways to survive. The problem I see is these people will likely withhold all rent to pay for other less important items because they know they can. I am not stupid.

@Mary M. Contractors are working under a contract......a temporary lack of funding doesn’t mean they won’t get paid for work will just be late being paid, once the gov’t opens up, they’ll get their payments.

I was immediately angry about this draft bill as I viewed it as simply shifting the shutdown impact from federal workers to landlords.  I guess I counted to 10 and realized a federal worker has a delay in all income whereas a landlord would likely have a delay in partial income.  I still don't like it but I see there is another reasonable perspective. 

Originally posted by @Wayne Brooks :

@Mary Mitchell Contractors are working under a contract......a temporary lack of funding doesn’t mean they won’t get paid for work will just be late being paid, once the gov’t opens up, they’ll get their payments.

 The news has been reporting that contractors will not be paid.  However, looks like there is a bill that might address them too

There will be residual costs.

For instance, in certain tourist areas like DC's National Monuments and Smithsonian Museums, it probably had a significant impact on the economy in these localities.

There is NO making up for those loses, unfortunately.

The other issues may involve things like Credit Scores and qualifications for a Mortgage, if they were in contract at this time. Obviously, this would be a huge impact on a Federal Worker whose income was suddenly cut and was qualified before the shutdown.

But what do I know... it could all be fake news and really, everyone is partying!

Originally posted by @Karen Margrave :

A lot of drama over what is really not that big of a deal. Obviously they are all going to go back to work, get their pay and back pay. How would it make any sense to start an eviction process against someone? Before the process could finish they'd be caught back up, and you'd have spun your wheels for nothing.

@Dennis M. If you dislike people simply because they earn their income by being employed by the federal government, you probably wouldn't rent to them and take their money in the first place, so you wouldn't have that choice to make would you? 

 When did I say I dislike all federal employees ? You said that ,not me .look we are all grown adults , If They can not meet their responsibilities in life why should i supplement their lifestyle ? My bills don’t stop because they aren’t getting paid . That’s a risk they take by not working in the private sector . They can always go look for other work or sell something or borrow money . I’m not their dad and My banks wouldn’t care less if I lost my income . They expect that mortgage payment regardless . I’m not going bankrupt for a tenant or tenants .i guess I’m heartless . The shutdown is needed in this case for our security .

The banks are not going to give a tinker's damn about us when we can't make the mortgage payments when the rent nonpayments start stacking up. We can tell them "federal worker tenants yadda yadda yadda" all day long and they'll still ding our credit.

I very simply don't know anyone who works for the gubmint who isn't working for the gubmint for a steady paycheck and benefits. They wanted all that stability in their lives, they should have saved for a few months of runway just in case their sure thing went away or was suspended temporarily. But we all know they didn't really want stability. They wanted someone to take care of them, like most people do. The right coattails to ride. The right gang to join.

Well Daddy Paycheck's on vacation, now it's time for them to go sell their sorry little skillset to someone else. Will they? Hell, no! There's gubmint-worker mentality to be accounted for. It'll be, "I'm so sorry, but there's a shutdown, and I thought, maybe, until it's over...but...but...I just KNOW I'll get back pay!"

What is this? The federal workers need a helping hand, they get it. The banks need a bailout, they get it. When am I going to get my own damned safety net? Who's going to float the landlords some cash to tide us over when something we don't expect happens in our business enterprises? Are all the voters gonna get together and establish the Landlord Relief Fund?

I'll get a sneer and an earful of shoulda, coulda, woulda if something goes wrong. So will you. You'll get that all day.

But we should cut gubmint workers a break. For God and Country. Because they'd do it for us, right?

@Jim K. @Dennis M. The point is, they've missed one paycheck. They've already said everyone will be paid when the shut down is over. There's no way this will go on long enough for them to miss another paycheck. If you think it makes sense to start an eviction process and try to evict them, which you probably won't be able to do, that's your decision. 

As for qualifying for loans, etc., I doubt it will have any effect at all, and there will be some type of grace made by lenders for those affected by the shutdown.

Years ago, when CA had a similar situation and for the first time in history didn't pay their bills but gave out vouchers (which were basically placeholders) we had an office building leased to Cal Trans. Cal Trans didn't even offer the vouchers, but I knew it was the State of CA, and they were good for the money, They eventually figured out the budget, and made good on all their obligations, even the rent on our building that didn't have a voucher. 

I'm not saying it might not be inconvenient, but jumping to evicting tenants already is a bit extreme. 

@Karen Margrave

I understand your logic and I understand the difficulties involved with the situation however at what point would you suggest I stop supplementing their housing and bills ? Is it not enough my tax dollars paid their salaries ? Must I now offer them a free apartment to stay in ? So with that logic How long should I give them free housing before I throw them out ? A month ,3 months , a year ?

I guess I should just allow my income to dwindle along with my reserves down to nothing paying out for their needs .maybe -they -should have saved back some money ? Maybe that would have been a good idea because they make on average a third more than the private sector equivalent so they could have a rainy day fund . There’s a bumper sticker that goes:

“ lack of planning on your part doesn’t constitute an emergency on my mine “

This looks a lot like involuntary compassion tax. If, as a low-income landlord, I paid every involuntary compassion tax that others insist I should pay, I'd go broke very quickly. And when I applied to some gubmint office for aid I'm pretty sure I'd spend a good share of time watching a gubmint worker file her nails before she got around to dealing with me as just another distraction in her day.

I don’t watch or listen to the news much. So I had no idea about this bill. However, after listening to some information about the bill, I feel irritated.

@Karen Margrave I understand where you’re coming from logistically. In that by the time anything really takes place with the evection the shutdown will probably be over. However, does that mean that they will get my paid right away or is there going to be a delay in them receiving a paycheck, this inevitably delaying the rent payment.

Then that brings up another frustrating point. If government employees get paid for the time during the shutdown where many are just waiting at home not working (after the shutdown is over) then it sounds like we are paying government employees to do nothing. (It wouldn’t be nice to say “so what’s new” - so I won’t).

I also agree with @Thomas S.@Dennis M. , and @Jim K. just because they stop getting paid shouldn’t mean that I should stop getting paid as the landlord. This is where the 3-6 month emergency fund should kick in to help them get through this unexpected event. 

You might say, well it isn’t their fault. They shouldn’t be penalized for something outside of their control. However, as a self-employed business owner, if I get sick and can’t work for a few weeks, I don’t get paid. Getting sick could be outside of my control. Yet people are quick to say that that is just one of the costs of owning your own business. However, that isn’t stated when talking about about a government worker. The expectation of security is different. So that does lend to the stereotype of mentality of a government worker expecting to be taken care of.

If they do not have an emergency fund to get them through a few months of unexpected events, then they have not managed their money very well and it is hard to have compassion for someone who is capable enough to get a job working for the government but not capable enough to follow basic financial management skills. I don’t believe it is right to believe the capitalist should go without because the socialist didn’t prepare.

@Dennis M. @Shiloh Lundahl and others. Nowhere have I indicated you shouldn't be paid, just that rushing to eviction might be an over reaction. Of course it would be nice if everyone had savings and would be able to pay their rent in such circumstances. What I am saying is that those workers are going to get paid, and eventually so will you. From my own experience with the state, funding comes very quickly once there is an agreement. 

The question for all posting on this thread, How many units do you actually have that are rented to federal workers, and what is the income you have actually lost so far? 

@Jim K. As for a compassion tax, not sure what you're saying.  I see you're a contractor, so are you contracting with the federal government, and if so, maybe you can give a little more detail. 

@Karen Margrave

I am a renovation contractor in Pittsburgh, PA, which fuels my business as a DIY landlord. i currently run 8 rentals as sole owner and manage 14 more that I partially own with my business partners in Allegheny County and the adjoining counties. Most are SFR, but I do own a duplex. I hope this satisfies your curiosity regarding my holdings.

Regarding my exposure to losing money from the federal shutdown, I have four Section 8 tenants whose properties are wholly my responsibility and seven more in the properties I manage who are already making noise about what's going to happen if, if, if. I also have an Allegheny County tenant who believes that the federal shutdown, if it continues, will lead to her being put on part-time hours with reduced income. I have not lost ANY income to date on this. Nor am I worried about losing income on this, as I have frankly outlandish cash reserves at the moment due to some business decision I made earlier in the year.

But I do resent the fact that, for instance, yesterday I received a garbage bill from a property I no longer own while not receiving one for a property I recently acquired, indicating that, once again, a gubmint worker has decided they have better things to do than their job and I will have to wipe every soft nether cheek in the tax department of the Pennsylvania borough in question to get this taken care of. These are of course LOCAL gubmint workers, not FEDERAL gubmint workers. As far as I am concerned, distinguishing between the characteristic 'tude and money habits of these two varieties is a lot like debating the differences between Prussian and German cockroaches.

Now my question for you, Karen, since you began the pointed questioning -- do you have ANY residential tenants at all? How many residential tenants have you EVER had, especially low-income residential tenants? Why are you so ready to tell others how to run their business? The fact that you have limited understanding of the instantly understandable term "compassion tax" indicates very clearly (at least to me), that you have at best sharply limited experience running low-income rentals.

Dish, dish, if you kindly would.

Of course, if the question is really why I obviously don't like gubmint workers, well that's an easy answer. I used to be one, both on the county and state level, although not on the federal one, and I really have to mention that I do currently hold a position with a national non-profit that has remarkably close ties to the federal gubmint. Are there fine, fine, fine gubmint workers of my personal acquaintance? Certainly! Are there many that should be put in a bag and drowned like unwanted puppies? I wouldn't quite go that far...

Some local businesses are not letting this shutdown crisis go to waste and are seizing it as an advertising opportunity. For example, one local restaurant is serving free meals to unpaid Federal workers. Who knows if any of these workers will ever eat there again, but at least the owner got them in the door to try his cuisine.

I wouldn’t rush eviction since they will get paid eventually. Ideally they will have savings built up but let’s be honest the probably won’t. Most Americans don’t have that much in savings. As a landlord you should have a reserve for things like this

I don't have any federal workers but this thread is quite entertaining:) The love of federal employees is unmistakable:)

@Storm S.

Yes, a landlord should have reserves set aside. And an employee should have some money set aside just in case Murphy decides to shaft them. It shouldn't take one lousy paycheck and you're on your knees begging for help, especially if you've spent the last few years paying attention to how unstable certain things in the your job might become. Maybe downscale your housing. Maybe not be one of the 90% of Americans who have a car payment. Learn how to cook.

But what do I know? I just ate my $8-dollar Chinese buffet take-out dinner, the first eating-out expense I've had in the New Year. Livin' mighty high on the hog these days, mighty high...