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Investment property lenders in Oklahoma

Browse 209 lenders who fund investment property in Oklahoma as of November 13, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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All 209 lenders funding investment property in Oklahoma

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  • R.E.P. Financial LLC

    No NMLS on file

    83 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    REP Financial equips real estate investors and business-purpose borrowers with the funding strategy, deal structure, and lender-ready presentation needed to pursue serious capital opportunities. We specialize in investment properties, flips, BRRRR projects, commercial deals, and growth-minded investors who need disciplined guidance beyond generic loan options.

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  • Kirkland Capital Group

    No NMLS on file

    79 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Refinance (investment)

    Kirkland Capital Group is America's micro-balance commercial real estate bridge loan portfolio lender, providing short-term, flexible financing solutions. As a direct lender, we make in-house loan decisions, ensuring a streamlined and efficient process. Our loan program offers: • Loan amounts ranging from $200,000 to $1.5 million. • Flexible interest-only terms of 12, 18, or 24 months. • Competitive credit requirements, including a minimum credit score of 600 and no bankruptcies or foreclosures in the last 5 years. • First-time commercial buyers allowed. • Consideration for properties in small towns and rural areas. We have a strong appetite for the following property types, with maximum as-is loan-to-value (LTV) ratios as follows: • Multifamily apartments (5+ units): up to 80% LTV on purchases and 70% on refinances. • Mixed-use properties with a residential component: up to 75% LTV on purchases and 70% on refinances. • Light industrial/warehouse properties: up to 70% LTV. • Retail properties (including retail strip, auto repair, car wash, day card, laundromat): up to 70% LTV. • Motel/hotel properties: up to 70% LTV. • Bar/restaurant properties: up to 65% LTV. Our loan program accommodates: • Owner-user properties, provided the business demonstrates the ability to service debt payments. • Investment properties, with no minimum debt service coverage ratio (DSCR) required; however, the property should show the ability to qualify for exit loan to long-term financing. • Lease-option and seller financing take-out scenarios, considered as refinance options based on current as-is value with 1+ year seasoning. • Seller second mortgages allowed up to an 85% cumulative loan-to-value (CLTV). • Flexible cash-out usage, with no limitations on how loan proceeds can be used. We work exclusively with loan brokers. Ask your loan broker if Kirkland Capital's loan program is right for your financing needs. For additional details, please visit https://kirklandlending.com/lending.

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  • Level Up Capital

    No NMLS on file

    73 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • Fix & Flip
    • +3 more

    We provide private, direct loans for fix-and-flips, commercial, rental, and ground-up projects—helping investors close fast and scale confidently. We are based in Michigan, and lend in nearly all 50 states.

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  • Quicker Home Loans

    No NMLS on file

    67 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Fix & Flip
    • +2 more

    Quicker Home Loans helps real estate investors nationwide secure DSCR and portfolio loans with fast closings, flexible terms, and highly competitive pricing. Thanks to our large approval box, we’re able to fund deals that many lenders can’t — offering investor-focused solutions that make qualifying easy and closings smooth. We specialize in DSCR, portfolio, blanket, bank statement, and P&L-based loans for residential and commercial investment properties. Whether you’re purchasing, refinancing, or scaling your portfolio, our streamlined process delivers speed, flexibility, and results.

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  • lendingBridge Inc.

    NMLS #966093

    65 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +13 more

    We take the confusion out of Home Loan Financing (Mortgage). With lendingBridge™ you’ll get a dedicated lending expert who will take care of your lending needs. We can take care of your specialty mortgage loans (NON QM), adjustable-rate mortgage loans, conventional loans, FHA mortgage loans, jumbo mortgage loans, USDA mortgage loans, and more!

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  • Nworie Capital.

    No NMLS on file

    5.0 (1) · BiggerPockets reviews55 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +6 more

    Due to high volumes, we are currently only accepting applications for borrowers who have properties under contract and/or are looking to close within the next 3-4 weeks. Nworie Capital has helped hundreds of investors with Fix-n-Flip, Fix-to-Rent, and DSCR loans throughout the United States. We specialize in residential 1-4 unit properties, but we also provide lending for ground up construction and small commercial properties in addition to Transactional and EMD funding. Based in San Antonio, we have a strong focus in the Texas market and provide additional lending options to our Texas borrowers that are not available everywhere else. "We minor in rates. We major in flexibility." ✔️ Minimum loan amount of $100,000 ✔️ Minimum FICO 650 ✔️ Renovation loans, minimum 10% down ✔️ Competitive Rates for DSCR loans ✔️ Cash Out Refi max 75% of As-is Value

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  • Levine Capital

    NMLS #715812

    54 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    Levine Capital, a nationwide private lender, is supported by a robust network comprising family, friends, and institutional backers. Our core mission is to supply financing solutions tailored for the acquisition, renovation, and construction of various real estate projects, including single-family homes, multifamily dwellings, and mixed-use properties.

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  • Get Brick Capital

    No NMLS on file

    53 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    We fund deals banks and other lenders turn down. We offer: NO-Seasoning Cash-Outs, LTR+STR Purchases, Loans between $50K-$5mil, 50-Property Portfolio Packages. Flexible financing built for investors on the move. We’ll even throw out low appraisals or sign your preferred appraiser to our AMC panel to keep your deal alive. Oh and if you prefer, we can communicate and fund your entire deal over — TEXT — no phone calls needed. Same-day Pre-Approvals and Rate Sheets. 🚀 Our Lending Advantages 💰 Finance long-term and short-term rentals with as little as: – 15% down with a FICO of 740+ – 20% down with a FICO of 680+ – 25% down with a FICO of 660-679 – 35% down for Foreign Investors 🔑 NO-Seasoning BRRRR Cash-Out Refinances – Unlock equity immediately after your rehab without waiting months, so you can recycle capital faster – Up to 80% LTV in certain programs 📊 Flexible Appraisals – If an appraisal comes in low, we can throw it out and order a new one – Or better, even sign up your preferred appraiser to our AMC panel 🏠 Low Loan Amounts Starting at $50K – Fund small balance deals and Section 8 rentals – Property values as low as $75K – Loan amounts as low as $50K 🔒 NO FICO Loan Options – Even with no credit score, we can lend up to 50% LTV, giving more investors access to capital 🔨Up to 100% Renovation Financing – Finance 80-100% purchase price (based on experience) – Finance 100% of the renovation budget, even when it exceeds the purchase price – Experience of 1-2, up to 65% ARV LTV – Experience of 3+, up to 75% ARV LTV 📦 Portfolio Loan Packages – Close on up to 50 properties at once with streamlined underwriting – Ideal for investors scaling at volume 🤝 Trusted by Investors – Backed by 100k+ social media followers across Facebook and Instagram (@thebridgetbrick + @getbrickcapital) and mentioned time and time again as a recommended DSCR lender on Reddit, we’ve built a reputation for funding real deals and other deals that banks can’t At the end of the day, our focus is simple: help real estate investors close more deals with less red tape. Whether you’re scaling with BRRRR, building STR cash flow, packaging 50 rentals at once, or need to cash-out the equity on a Section 8 portfolio, we bring the creativity and flexibility banks can’t. If you’re ready for a lender who understands investors, let’s connect. We send same-day pre-approvals and rate sheets, along with text confirming receipt.

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  • West Hills Solutions, LLC

    No NMLS on file

    52 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    West Hills Solutions, LLC provides private money lending and financing solutions for real estate investors nationwide, with a focus on non-owner-occupied Fix & Flip, Rental/DSCR, BRRRR, Ground-Up Construction, and Commercial investment properties. We work with both new and experienced investors to evaluate opportunities, structure financing, and move qualified projects toward closing. Our services extend beyond financing. We help investors with property selection and vetting, deal analysis, rehabilitation management consulting, property marketing, property and investor lead lists, Proof of Funds letters, Collateral DNA Reports, and appraisal resources. Our approach is built around disciplined analysis, clear communication, and practical solutions. We look at the entire transaction — the borrower, the property, the numbers, the financing structure, and the exit strategy — because a successful real estate investment requires more than simply finding a lender. West Hills Solutions is committed to conducting business with honesty, integrity, professionalism, and a strong work ethic. Our goal is to help investors make better-informed decisions, secure appropriate financing, and build sustainable real estate investment businesses.

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  • Malve Capital LLC

    No NMLS on file

    49 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +4 more

    Malve Capital is a real estate private lender specializing in various loan types, including bridge loans, fix and flip loans, ground-up loans, and refinance loans. As we are asset-based direct lenders with a strong balance sheet, we are equipped to handle all aspects of the lending process in-house, thus ensuring expedited closing times and the ability to offer flexible rates and terms to our clients. Fast Closing Need to close your deal in 5 days? We’ve done it before, and we can do it again. Our process is fast and painless. Competitive Rates Our rates start at 9%, and our fees are very transparent. Our team members are available to help you estimate closing costs. Good Support Dedicated team member who knows you and your deal. Always available by direct phone number and direct email. Easy Process Smooth process so you can focus on managing your property—very minimal documentation was collected.

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Investment property loan types in Oklahoma

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Hard money

    Short-term, asset-backed, funded in days rather than weeks. Used for flips and deals that cannot wait for conventional underwriting.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

  • Portfolio loans

    One lender holds the loan rather than selling it on, so terms can bend to an investor's situation.

How to find a lender in Oklahoma

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Oklahoma

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Oklahoma meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Oklahoma lenders on BiggerPockets offer?

209 lenders serve Oklahoma as of November 13, 2026. 203 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 90 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Oklahoma?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Oklahoma. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Oklahoma’s business registry or ask the lender what licensing applies to them.

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